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Parent Trap

If financial aid officers want to get money in the right pockets, they should invite same-sex parents to be honest about their families, according to Heather McDonnell, director of financial aid at Sarah Lawrence College.

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McDonnell told aid administrators Tuesday at the annual meeting of the National Association of Student Financial Aid Administrators, in New York City, that they need to identify same-sex parents, even if parents are not recognized as legal guardians by their states. McDonnell and a colleague said that aid offices need to reach out to gay and lesbian parents because they deserve to be recognized, but also because ignoring them tends to result in their children getting more aid than they are entitled to.

She said that it is impossible to dole out financial aid fairly if the true nature of a family is hidden. Experts estimate that 250,000 students who have graduated from college have gay or lesbian parents, and that those numbers are likely to increase dramatically in the years ahead. As a result, McDonnell said, “the issue is coming to a campus near you.”

McDonnell, who along with her partner put three children through college, said she’s “seen some [students from same-sex parents] receiving far too much support. My purpose is to make sure that money goes where it’s most needed.”

Because most same-sex couples cannot file joint tax returns, McDonnell said, it will often appear to a financial aid office that an incoming student is from a single parent household, when, in fact, he or she is not. She said that that situation often results in misallocated aid. “I want that dollar that came out of my desk to go to the kid that needs it.”

But audience members wanted to know how they’re supposed to recognize same-sex parents when the Internal Revenue Service does not. “You have to invite them to join in an honest conversation,” said Ken Schneck, assistant dean of student affairs at Sarah Lawrence. One way that McDonnell has done that was by adding an “alternative families” section to her college’s financial aid Web page.

The idea is to encourage the families to reveal their situation to the institution, even if it does not show up on forms filed with the state or federal government. “Please report the income and assets of your family ‘as if’ marriage has taken place,” the site reads. It also invites “alternative families” to contact the office directly to discuss how their applications should be handled.

A few aid administrators in the audience said they thought it would be difficult to get same-sex parents to file together for institutional financial aid because the parents would be afraid of how their information might be translated onto the Free Application for Federal Student Aid, which assumes a parent is either single, married, divorced, or widowed.

At that point, McDonnell said, she can use information from both parents to accurately allocate aid from Sarah Lawrence, and then give the federal government information as she sees fit. “Invite them to tell you the real situation, then you as the professional will sort out the horrid details of, ‘How do I get the family through a FAFSA?’” she said.

Some of the audience members still thought it would be difficult to convince same-sex parents to disclose their family situation, and Schneck admitted that most institutions will have more trouble with that than Sarah Lawrence, which he said has publicly “opened its arms.”

He offered some ways to begin establishing an atmosphere of openness.

One of the most important things to do, he said, is to “un-gender” language on forms. Rather than using “mother and father,” forms can easily use “parent one and parent two,” he said. “As soon as a form suggests gender,” which FAFSA does, “you’re not going to get the real information,” McDonnell added.

Another thing that Schneck said he has found promotes openness, is changing “Parents’ Weekend” to “Family Weekend.” He said that same-sex parents would be invited to parents’ weekend anyway, but said he has found that using the term “family” instead seems to be recognized by many people as an invitation for families of all sorts. “The ‘parent’ does imply this [traditional] binary system,” he said. “People think, ‘By removing that Ozzie and Harriet from Omaha sense, you’ve invited me,” McDonnell said.

McDonnell said that the population of college-age children from same-sex parents is expected to peak around 2016, so aid administrators had better start working to officially recognize these families. “It’s the system’s fault for not inviting them,” she said. “But the bottom line is that if you can encourage them to join an honest conversation, you might save the institution’s resources.”

David Epstein

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Comments

GAYS possibly pay MORE taxes than straights anyhow

HEY! Did you know that gays and lesbians have to pay INCOME taxes on the VALUE of any benefits that are extended by our employers to our partners? This means that I pay the federal gov’t about $1400 a year for BEING GAY! I give them $1400 for a benefit I am getting for FREE from my employer. This is the defense of marriage act. If the gov’t is so hell bent on defending their idea that marriage is between a man and woman, I think these students’ families have every right to defend their right to PRIVACY! It doesn’t work both ways. If the kid is listed as only one person’s dependent on the taxes, that’s the person whose assets/salary should be considered. Period! Think about the millions of dollars they take from us because we are gay. If we get some back, for the very same reason, that’s not our problem!

me, at 11:20 am EST on January 15, 2008

what about the non-married ’step-parent’ in het relationships?

If they demand inclusion of the “step parent” in gay/lesbian households are they going to demand inclusion of the heterosexual household that also is living at the same level as the gay/lesbian one?

for crying outloud, this isn’t a gay/lesbian issue, it’s a financial issue. If they expect that the straight/hetero households give up the financial info for the non-married step parent as well, then kudos but this has not been reported as an issue for *ALL* sides, only against the gay/lesbian household that is not reporting.

Chelli Sage, at 1:00 pm EST on January 15, 2008

real equity

If gay and lesbian families are to report both incomes and be treated as a family, despite the fact that state and federal tax laws do not do this, then the only equitable way to proceed is to somehow compensate for the years and years that the family has paid more than their share in taxes and insurance.

Since there would seem to be no reasonable way to do this, then it is also not reasonable to expect gay and lesbian families to report their incomes the same way heterosexual married couples do.

I think the article does a good job of showcasing the ignorance of the speaker being quoted as to the real financial situation of gay and lesbian families.

Susan, at 8:50 pm EST on January 16, 2008

a trap indeed

Outrageous! Same-sex parents, for the most part, get none of the legal “perks” of marriage, such as shared insurance benefits. In addition, the leader of our federal government backs a constitutional amendment banning gay marriage. And now they’re expected to “volunteer” for this additional penalty? No, no, no. The federal government cannot have it both ways. If it won’t recognize theirs as a “legal” union, then it is not illegal, or unethical, to claim single parent status for the purposes of federal aid.

RATMOUT, at 8:47 am EDT on July 6, 2005

Freedom has its rights and responsibilities. The attempt to talk gay and lesbian couples into disclosing relationships so that they will bear the financial responsibility of legal marriage without possessing the freedom to legally marry is problematic. Thats rather like asking a citizen who is denied a drivers license by thier home state to voluntarily pay speeding tickets.

In addition, heterosexual couples define the nature of thier relationships by seeking a marriage license. Usually that means that couples with more casual and open relationships do not seek the responsibilities of a legal marriage. This filters out a lot of hard to define arrangements. The attempt to cull information from gays and lesbians by an institutional officer who would then “interpret” this information as equivalent to a married heterosexual couple means that no filtering out, no self selection, has occurred. It also places the institution into a position of making broad and unwarranted assumptions based on information covertly gathered.

Finally there is the problem of corruption. Should an officer of an educational institution base decisions on private judgement independent of objective and verifiable information, like a marriage license? Or tax returns? Does that not elevate the judgement of the officer to supersede that of the federal government, and of even of the gay and lesbian parents? Does that not mean that “families” are defined by financial aid officers, not parents, not the government, not society?

The answer is to follow the law as laid down and to point out that society pays a penalty for not recognizing gay and lesbian couples. Until then the best course of action is for institutions, and financial aid officers, to hold a circumscribed view of thier powers, which are, in the final analyses, quite limited.

gregory barton, at 9:37 am EDT on July 6, 2005

It strikes me that you can’t have it both ways: If the federal government won’t recognize homosexual partnerships as a “family” they they are basically hoist on their own petard when children of these families recieve more financial aid than they would normally get.

On the other hand, I know from brutal experience that financial aid is basically a zero-sum game, and that those who need the help can often be turned away because the funding they need has run out. It seems wrong to me that needy students are the ones getting the shortest end of the stick here.

It seems to me that the simple solution would be for financial aid forms to recognize a ‘household’ as including partners who are married, have a civil union, or are registered domestic partners —some kind of recongnition is simply going to be neccessary, no matter what the anti-gay movement thinks about it because in that way financial aid offices can get on with their job of providing financial aid to needy students. No recognition = aid imbalances — simple as that. Unless, of course, they WANT to punish needy students.

Heather, at 10:06 am EDT on July 6, 2005

parent trap

As a financial aid administrator at another prestigious institution, and a lesbian mother, I strongly disagree that gay families should be encouraged to “self-report” on the CSS and federal aid forms, which do not recognize our families or ask for our information. If colleges like Sarah Lawrence have limited aid budgets and are in the practice of collecting financial information for an extended group of adults connected to the student beyond the standard definition of parent—such as grandparents, unmarried opposite sex partners and so forth—then that’s their business, driven by institutional needs and policy. It’s hard to imagine where to draw the line once you start down that road. But it’s stepping over the line in a big way to suggest this should be standard practice given the current civil rights position of gay and lesbian families in this country.

robin, at 11:17 am EDT on July 6, 2005

A resource is a resource is a resource

The traditional family (mom and dad + kid/s) has not been replaced; yet there exists so many alternative arrangements today, confusing the need analyst. This refers of course to the FASFAA Fed Methodology and those methods used by schools that actually attempt to determine an equitable family contribution or, in some cases, actual ability to pay. In this sense, the issue is broader, as Heather alludes to above, than a gay/lesbian union/household/marriage.

Making a final judgement about who should be included as a family member can be a daunting challenge to the aid administrator. Such ground has already been covered in earlier publications, including the work of the CSS Council’s Committee on Standards of Ability to Pay (CSAP).

On the subject of “Spousal Equivalents,” CSAP writes:

“Certain family relationships are more difficult to explain than others. If, for example, a dependent student’s parent has a live-in companion, the form provides no easy mechanism for describing this circumstance. Yet, the relationship may be long-standing and it may be appropriate to treat the individual as a step-parent. Where there is evidence of the presence of such an individual, the FAA will need more information to make a judgement about inclusion of the person as a member of the family and to be aware of resources this individual provides toward the support of the student or the family.” (1991)

It seems clear that Heather et al are “pushing the envelope” so such relationships surface as easily as we now recognize the “traditional family” (which currently borders minority representation).

I understand there has been some discussion on the finaid-l list, especially as this concerns federal aid. Beyond federal aid, however, it would be useful and certainly fair to attempt to reach a consensus on how we treat all family relationships equally.

Kurt, at 11:44 am EDT on July 6, 2005

Parent Trap

Now this is pretty interesting. I am a college professor and a lesbian. I can’t put my partner or our child on my health insurance, and neither one of them is eligible for the tuition remission that is given to my colleagues’ family members because our family is not recognized by my country or my employer. But now the suggestion that my income be included in determining our child’s financial aid? I know the suggestion comes from a desire to be fair — but what’s fair about that? All of the costs, but none of the benefits???? You’ll reject my family when it saves you money to do so but recognize them when it costs you money if you do not?

Kathy, Associate Professor, at 1:48 pm EDT on July 6, 2005

Do unmarried heterosexual couples with children have to report both incomes for Financial Aid purposes? Not all states recognize common law marriage. My state is among them. My partner and I have one child who will be attending college in 2 years. The child is biologically my partner’s. However, I shoulder most of the financial responsibilty.When I do not have to pay for my child’s braces out-of-pocket, and when I can include her on my car insurance, and when she can get free tution at the college where I work, and when I can claim head of household on my taxes, then and only then will I volunteer my income for a financial aid application!

Ann, Associate Professor, at 3:03 pm EDT on July 6, 2005

Outrageous indeed! However, gay families (mine included), who know that, ultimately, they are in the right, must not give in to fighting wrongs with wrongs. Undoubtedly, the federal government should recognize us. That being said, it would be grossly unfair of us to steal money away from truly needy students simply to “get back” at the government. If we recognize the injustice in others, than we must not knowingly engage in retaliatory injustice. Same-sex headed families should come out to school financial aid offices with a true picture of their economic situations, and let the office treat them just as they would any other two-parent family. After all, that’s what we want, in the end, isn’t it?

Andrew, at 8:26 am EDT on July 7, 2005

definiton of parents or to WOMB does the child originate from?

I’ve been administering federal and state aid for 30 years now at a state college with little or no institutional aid and am appalled as a taxpayer at the obvious well utilized loophole whereby families conveniently become “Separated” just before college enrollment begins so as to negate the breadwinner’s or higher parent salary,etc. so the student will qualify for grant aid yet there is no legal statement nor any child support required,etc.They continue to file taxes as married, since they are not technically legally separated nor divorced. When I ask them to explain how they live off such a low income and meet monthly expenses,they become annoyed and state that friends and relatives assist them! They then accept the undeserved grant aid and miraculously pay the rest of the bill without any loan funds! The non-custodial parent with a PO Box number generally lives close by and sometimes even answers the phone when I call with a question..and of course they are just visiting or taking a nap there....right!Abuse of the system is rampant.Divorced parents shouldnt be allowed to shirk their “Parental Obligation” either. My solution for all circumstances is to require biological parents income and adoptive parents income to be reported plus any support from the significantor new others if it can be determined. This would greatly decrease the cheating and funding over-runs bankrupting the Pell grant program and robbing of our state tuition aid programs..Simply put"You make a child” you have an obligation to Pay for that child’s expenses! If you adopt a child the same rule applies! There! Also, this would rectify the requirment that Step-parents be illogically and unfairly assessed to pay for other people’s children when they have their own biological children to care for. DNA testing anyone? If a biological parent refuses to comply, then assess a garnishment of wages similar to child support rules and have the funds paid directly to the student. It’s also been estimated that as high as one-third of Pell recipients should NOT be eligible due to tax write-offs , depreciation, S-corps etc that shield real income and wealth. Let’s change the “need analysis” formula to dis-allow negative incomes, and bring back “home equity” for those with little or no wages paid and input an automatic minimum contribution above the Pell grant eligibility threshold. Pell savings could then go to increasing SEOG grant aid that aid administrators could then award to more truly needy students! DAN

Daniel Sistarenik, Director of Financial Aid at SUNY, at 6:49 pm EDT on July 7, 2005

missing the point

the point is being missed: we’re talking about our children (our future) benefiting from a “higher education"! why should it be so difficult, confusing or controversial when parents find “alternative” ways to help their children continue their education? if you happen to work in the “education industry” then let’s talk about ways to HELP the children (our future) instead of making things more difficult for them regardless of their household status. the problem with society & government is the fact that we never seem to ask the right questions. like “why would parents have to LIE CHEAT STEAL to get their children into college?” i think people ask the wrong questions to avoid the TRUTH: the average hard-working, tax-paying, law-abiding parent can’t afford a higher education for themselves or their children. also, i would love to see a discussion about the rising cost of education vs the benefits of a degree! in other words, too many bachelor (even masters) degrees out of work while struggling to pay back those student loans. the financial aid offices provides almost zero guidance in this area! they should REVEAL the real truth (studies, stats etc) regarding the cost of education vs. benefits..and steer them away from unemployment, bad credit and ultimately poverty.

brent, at 11:50 am EST on February 26, 2006

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