News, Views and Careers for All of Higher Education
Oct. 24, 2005
The needs of independent students — those who are considered by the federal government to be financially independent of their parents — frequently take a back seat to those of traditional undergraduates.
But as a report released Friday reveals, these students face particular hardships and are now a majority of undergraduates. In some sectors of higher education, their significance is even greater. Independent students make up 64 percent of undergraduates at community colleges and 74 percent at for-profit colleges in programs for less than four-year degrees. Even in sectors that serve a more traditional college-age population, independent students make up a notable cohort — 37 percent of undergraduates in both public and private four-year colleges.
The report was released by the National Center for Education Statistics.
Under federal law, all students 24 and older are considered independent. Younger students become independent if they are married, have dependants of their own, are veterans, or are orphans or wards of a court. In addition, college financial aid officers can use “professional judgment” to declare students independent in special circumstances, such as where students are estranged from their parents.
By many measures, independent students face of the kinds of financial and family challenges than other students.
Characteristics of Independent and Dependent Students, 1999-2000
|
Characteristic |
Independent |
Dependent |
|
Work more than 35 hours a week |
58% |
22% |
|
Delayed enrollment after high school |
67% |
24% |
|
No high school diploma |
12% |
3% |
|
Enrolled part time |
80% |
42% |
|
Have children |
53% |
0% |
|
Single parent |
24% |
0% |
Given these characteristics, it is not surprising that the data indicate that independent students are more likely to attend less expensive institutions, with a majority attending community colleges. At four-year institutions, independent students are more likely to enroll in programs that provide specific preparation for careers.
In terms of financial aid, independent students are less likely than dependent students to apply for assistance (61 to 71 percent). And while independent students are more likely to receive Pell Grants (61 to 34 percent), they are less likely to receive grants from states (19 percent to 24 percent) or institutions (15 percent to 35 percent).
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Your parents do not have to pay for anything they don’t want to, including your college education. They are not required by law to give you any information to help you go to college either. Parents have no involvement in your education from a legal standpoint. Their tax information should not be a factor in your aid from the government, since they have no legal ties with you at 18. To underage students who are reading this, I suggest you finish high school early and get a job and deposit the money in CDs until you are ready to go to college or become 18. You will need the money to move out regardless of whether you go to college. If you really want a college education nothing will stop you from getting it, even being broke. So you might have to get a student loan. waaah. Pay for college yourself. Your parents don’t have to...
alicia, at 2:00 pm EDT on October 23, 2008
I’m sick of people telling me they want people like me to go to school and then not backing that up. I have tons in private loan debt, but, and here’s the kicker, since the credit crunch kicked in, I can’t get loans to keep going. Worse than that, the Feds won’t help me out either; there isn’t any aid for people like me right now. I might not even be able to go back next semester, and it’s ridiculous, because I want to be there.
dominique, at 6:00 pm EST on November 13, 2008
This comes as no surprise to a Financial Aid Director. What this is really about is a philosophy of the federal government in limiting funds to this population of students. Until the climate changes in federal aid, our independent students will continue to be marginalized.
Annita Huff, Financial Aid Director, at 11:18 am EDT on October 24, 2005
Where can I find out if emancipated students fit into this catagory of “independent” student?
Carolyn Bondurant, Career Counselor at Hood River Valley High, at 4:10 pm EDT on October 24, 2005
I would love for the federal government to “up the anty” on their part towards the independent student. It is difficult enough to manage all of the bills, rent, cars and all that goes along with it, as well as studies and a full-time course load. To have more aid would help, as a majority of us are older than the traditional student and can’t afford to be paying loans until, we are well on our way to senior citizenship.
Carie, Quinsigamond Community, at 10:20 pm EST on February 15, 2006
This article should be read by those who support lowering the current age required by ED to be automatically independent. While many 18 year olds become “independent” by virtue of becoming self supporting, lowering the age from 24 would increase the number of independent students and further strain the meager resources available for postsecondary education.
Joyce Byrd-Strozier, Financial Aid Management for Education, at 11:00 am EDT on April 18, 2006
I am 20 years old and have been living alone for 2 years. I am dependant on my parents and they didnt file for taxes. I now cant continue with my classes or get finantial aide. why should i be punished for the thigs that my parents did, i dont even live in the same state as them i am half way across the country. i hope i am alone in this otherwise student aide is impossible to get in this country and that is sad. does anyone have any ideas? i have to either get pregnant or married to become independant and get an education......
Candice, at 3:15 pm EDT on June 1, 2006
I am a 22 year old college student who recently came back to school(paying for with credit cards since I have no means of financial aide) after putting school on hold at the age of 20 (not to mention with a VERY high GPA) because of a bitter nasty ugly divorce between my parents that began in April of 2003 and is STILL on-going. In the eyes of the law I am an adult, therefore was not even MENTIONED in the divorce decree. Why is it that I am invisible to the law in terms of a legal child but when it comes down to it one of them has to give me their tax info so I can continue my education? Neither one of them wants to help me since I am not their “responsibility” according to the judge. What do I do to get my own information, and how does this seem right in anyones eyes? It is so frustrating and all I ever come across is red tape. If I don’t count as a child of my parents in divorce court, why should I be required to have them count as my parents in regards to financial aide for MY continuing education? I did not ask for this divorce, and most certainly did not ask for 3 years of heartache while I dream of going back to school...
Leanne, Texas Tech University, at 9:45 pm EDT on July 26, 2006
Well, Its nice to know that to the Finacial Aid system. I still live off my parents.. eventhough i live in a different state for 3 years.. Never have contact... Not at all do i recieve any money from them.. But to go to college I still need them for money? We already went threw this when i was in HIgh School. My parents “make to much money” but yet. I know having to pay for my college then and now will probably bankrupt them. their income isnt just limited to Mortgage, utilities and my tution... So, I have to get married or having a kid just for someone to actualy look at my like I am an indpendent person.. That is just downright stupid..
Evan, at 7:00 pm EDT on July 31, 2006
As a 20 year old independent student I have fought long and hard to recieve my financial which does not cover all the expenses of just college. I have to work 40 hours a week to support myself and do not have the availablity in my schedule to attend college fulltime. Since I am only partime my Pell Grant was cut in half and I was forced to take out loans. Just because I want to continue my education and become a viable member of this society, does that mean I have to be punished financially for the mistakes of my parents?
Ryan, Des Moines Area Community College, at 9:30 pm EDT on August 17, 2006
I relate to every comment posted. I am 19 support myself entirely and have no contact with my parents. Why should we feel like we are forced to get married or have a child in order to recieve help? I’m workin 40 hours a week and paying tuition for a full time private college. Those who strive seem to fall the hardest. What will the government do about this?
Amanda, at 5:15 pm EDT on August 22, 2006
I am a 17 year old sophmore. I have been declared independent by my college, but that does not make things any easier for me. I come from a very abusive family in which the administration for children’s Services had to be involved. My father refused to give me his tax information, and I was stuck with no options. And worst yet, I was still a minor. Because of that, I was discriminated everywhere I turned. Doesn it count for something that I started college at 16?.. But now that I have attained Independent status after jumping trhough sooo many hoops, things are definitely not better. I am grateful that I don’t have to depend on my abusve father anymore, but now im stuck with huge gaps in my financial aid. I really truly believe that there should be some other grant form the government to help students in my situation. It is really difficult. It realy is. Just think about it. I want an eduation more than anythig in the world. And that is being restricted any way I turn. Please!
Maria
Maria Prass, It’s Really Difficult, at 5:50 am EDT on September 12, 2006
i just want to ask you, is there no financial support available from the government, which is non-repayable? For students who live alone and indepenent without having to work 40+ hours to be able to support yourself. Because i am planning to live alone i work but i also study full time in college. Is there any financial help available here to help me achieve to live alone? thx
faraax, at 10:51 am EDT on March 23, 2007
I can appericate all the hardships I am reading. However, looking back over them I see so many written errors. Words spelled incorrectly and such... I am wondering how much of a education is being gained?On another note. Our daughter starts college in the fall and we too “make too much money” for any type of aid. As a matter of fact FAFSA says we should be able to contribute MORE than the actual cost we will have for her to attend. I agree with everyone that the aid isn’t there, it just isn’t available in most cases. If and when it is, there are so many forms and so much to be done to get the end result it would take a degree to figure the paperwork out!
Deegie, at 8:06 am EDT on April 5, 2007
I have been living on my own for a year now and I am 19. My sister, whom I do not speak to is going through the same thing and has been living on her own since she was 19. She found out some way to prove that she has been independent for so long and all that, I am desperately trying to find a way to do what she is doing, because my parents make to much for me to get hardly anything. The whole thing is crap and if anyone has heard about claiming independence with proof like i said, please let me know.
Amanda, at 10:17 am EDT on April 12, 2007
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Education & Financial Aid
Our country is the most barbaric of the so-called Western civilized nations regarding higher education and health care. How can we have educated citizens who are well informed participants in democracy, when we cripple their efforts to receive and education and to be healthy? My 18 year old son is old enough to die for his country (required registration as an adult for selective service), yet according to our government he cannot be condsidered an independent adult for receiving college financial aid until he is 24. Young enough to die, not old enough to be considered an adult — very barabaric!
Francis Lynn, Teacher at Princeton Friends School, at 10:05 am EST on January 3, 2008