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Innovation Overload

Perhaps the only aspect of a Tuesday meeting hosted by the Advisory Committee on Student Financial Assistance that wasn’t innovative was an overreliance on the word “innovative” in the daylong discussion.

But there were innovators everywhere. Some preached the positives of making middle school parents and students more aware of college financial aid options. Others talked about early college high school initiatives that provide an appropriate “dose” of college credit in high school to encourage degree attainment. Many talked about money, like the Jack Kent Cooke Foundation’s recent multimillion dollar partnership with several elite institutions to build the pipeline between two-year and highly selective four-year colleges.

The public hearing, titled “Innovative Pathways to Baccalaureate Degree Attainment,” was the first of several sessions that committee members plan to hold with various educators, policy experts and lawmakers nationwide, in an effort to produce a study of programs and strategies that help low- and moderate-income students succeed in higher education. The committee, established by Congress in 1986, periodically makes recommendations intended to maintain access to postsecondary education for such students.

“In conducting the Innovative Pathways Study, we will focus on ways to eliminate major structural barriers — academic, institutional and financial — currently facing low- and moderate- income students from middle school through college,” said Clare Cotton, chair of the committee. “The notion that there is a silver bullet, say in the form of a rigorous high school curriculum, that renders all other socioeconomic factors irrelevant is not only incorrect, but particularly unhelpful in the formation of education policy.”

According to committee officials, an eighth grader from a high-income family is almost 10 times more likely to attain a baccalaureate degree than an eighth grader from a low-income family.

Officials explained that over the course of the next three years, the committee will produce a series of reports that will highlight creative and promising approaches to ensure that low- and moderate-income students are able to move through the “access and persistence pipeline” in an efficient, effective and timely manner. While a final report on the project isn’t expected until 2009, reports and recommendations will be released throughout the coming months, designed to encourage federal, state and institutional policy makers to embrace practices that will narrow income-related gaps in degree completion.

When members of the audience of policy experts were asked by committee officials what they didn’t want to see as part of the study, Allison Jones, assistant vice chancellor of academic affairs at the California State University system, said the panel should remain driven by what is best for students. “We need a good idea about the assessment of programs,” he said. “We don’t need to study what the problem is anymore. We need to stop talking about it and find programs that work and put them into the federal agenda.”

“We need the K-12 institutions to push and we need the higher education systems to pull,” Shirley Ort, of the College Board’s Task Force on Access for Students from Low-Income Backgrounds, said in her testimony during the hearing. She said that the committee’s past reports have been far-reaching and is pleased that officials have chosen to focus on studying best practices in their efforts to help students succeed.

Cotton, the former head of the Association of Independent Colleges and Universities of Massachusetts, made clear that the committee does not assume that every student from a low- or moderate-income family must or should get a bachelor’s degree. “On the contrary … they should have the opportunity to do so, if that is their aspiration,” he said. “But we simply reject the notion that finances should decide who gets a bachelor’s degree and who doesn’t.”

Rob Capriccioso

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Comments

Pathways to College

Rob, Thanks for affording a glimpse into this debate. I would direct readers interested in the subject to the recent issue of Focus, the journal from the Lumina Foundation. The Winter 2006 issue is entitled: “Barrier Busters: Community Colleges and Their Students Embrace Challenges.” True to form with Lumina, this discusses student access issues—and some positive responses. There is a rather interesting article on Achieving the Dream. See: www.achievingthedream.org. Most readers are likely aware of the Lumina Foundation’s work. If not, see www.luminafoundation.org. JP

Jerry Pattengale, AVP at Indiana Wesleyan University, at 6:20 am EDT on April 5, 2006

Motivation & Funding Required

There have been far too many studies and committees formed to address this issue.

School systems need to do a better job of motivating and encouraging students at a much younger age that college is in their future.

Many first generation and minority students believe that they can not go to college. Their parents believe that college is too expensive and often tell their children that the only way that they can attend college is if they receive a scholarship.

I have volunteered the past two years at College Goal Sunday sponsored by the Lumina Foundation. The number of families attending both years was disappointing despite the promotion. This program assists families in filling out the FAFSA, but there needs to be encouragement in the middle school years.

The recent changes to the Higher Education Reauthoriazation Act does nothing to help the situation. Allowing students to borrow more at a higher interest rate does not encourage. Perhaps if Congress was a little creative they could have created an interest free loan paid back through payroll deducation upon graduation. A program such as this would encourage and motivate students. The cost of the program might be lower than what is currently being spent on defaults and subsidies.

Jack Girvan, Founder at Educational Funding Consultants, at 12:05 pm EDT on April 5, 2006

Innovation Overload

Jack,

The fact is College is an expensive proposition. Most Undergraduates will have to invest at least 25,000 to their education (and that is at State Run Institutions). Most middle to low income people can not afford the private sector school. If you look at what these institution cost, $100,000 would be conservative. Loans are not the answer. The concept of leave college and be in debt is not pleasing. Very few graduates today get jobs that pay very much.

I am not sure what the solution is but if we leave it to Congress there will never be a solution due to politics and pork barrel spending.

Al

Allan Silberstein, at 3:25 pm EDT on April 5, 2006

Innovation Overload

How can we get this group to integrate the needs of non-traditional (age >24) students who are likely to have personal/family and work commitments? Where is the discussion of online degree completion options?

Jane Sjogren, Cardean Learning Group, at 5:20 pm EDT on April 5, 2006

Innovation Overload

By the 2009 issuance of the final report, we will have lost another cohort of poor and especially students of color. While there is no silver bullet, some institutions are accomplishing the so called “impossible” by graduating poor and students of color. Ask them. Give them the money we spend on yet another study or another commission.

Clara Fitzpatrick, Dr., at 1:55 pm EDT on April 6, 2006

Your making my point!

Al,

Your comments confirm my statement that education and motivation are needed in order for families to become confident that they can attend college and more importantly afford it without going bankrupt.

There is no denying that the sticker price of colleges deters students from even applying or considering many private schools. But with merit based awards, tuition discounting and other enrollment practices being currently used, students will not likely pay full price at most institutions. A desireable student will have the choice of attending many colleges if the selection proces is completed properly.

While there are tax incentives available to offer some relief very few families take advantage of them. The IRS in a recent study found that less than 20% of families that were eligible to claim the Hope and Lifetime Learning Credits failed to do so. If claimed properly this is $9,000 in credits not deductions (therefore $9,000 in cash)now available to reduce out of pocket costs for families. With proper planning these credits can be claimed regardless of a family’s income. There are many other tax strategies that can be utilized as well with proper planning. I refer to them as “tax scholarships.”

A family that takes advantage of all academic, tax and financial strategies and understands their available options could potentially save tens of thousands of dollars in college costs.

Numerous studies have been conducted that confirm that Americans do not plan for their retirement. Far fewer plan for college.

Jack Girvan, Founder at Educational Funding Consultants, at 8:21 am EDT on April 7, 2006

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