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Permissible Preferred Lender Lists

Permissible Preferred Lender Lists
September 4, 2007

The U.S. Education Department has been quietly proceeding with its examinations of colleges where all or most of the federal loan volume flows to one lender, giving a clean bill of health to at least two institutions so far. Administrators at Middlebury College and Lawrence Technological University said that department officials had visited their campuses in recent weeks and departed having concluded that the fact that so many of their borrowers used one lender did not signify a problem.

Middlebury and Lawrence Tech had been among the 921 institutions to which the department sent letters in June expressing concern that at least 80 percent of their federal student loan volume was held by one lender. Department officials have characterized a single lender’s domination of a college’s loan volume as a red flag, providing evidence that the institution is directing prospective borrowers to that lender (which usually appears on its list of "preferred lenders") and raising questions about why.

Many of the institutions that had been found in this year's student loan investigation to have revenue sharing agreements with lenders, for instance, had directed much of their loan volume to those lenders, with the implication that they were doing so to increase their cut of the loan funds. But many college officials have countered that there are perfectly good reasons why many or most students at an institution would choose a particular lender, and that as long as the college allows students to use any lender they wish, as federal law requires, there is nothing nefarious about one lender's domination of loan volume.

Education Department officials confirmed last month that they were following up the broad-based letter writing campaign with on-campus reviews of an undisclosed number of colleges. Department officials have declined to share the list of colleges that are undergoing such reviews, although Middlebury had acknowledged that it would get that treatment.

Last week, the department, in response to a Freedom of Information Act request filed by the newsletter publisher Higher Education Washington Inc., released a list of the 921 colleges that received the initial letters. (A list of the 291 institutions that directed 100 percent of their loan volume to one lender appears below, and an Excel spreadsheet of the entire list of 921 colleges can be found here.)

Calls to some of those colleges turned up at least one other institution that had received an in-person visit from the Education Department. Federal officials must have been drawn to Lawrence Tech, in Michigan, by the fact that all but 13 of the 2,636 federal loans taken out by borrowers at the university last year went through Bank One.

But Bruce J. Annett Jr., executive director of marketing and public affairs at Lawrence Tech, said in an e-mail message that the "focused program review" that department officials did of its loan procedures and practices last month had concluded with a finding that "Lawrence Tech is in full compliance with federal standards and guidelines." Annett added: "We are allowed to have a preferred lender so long as our students are aware that they have choices. They are and do."

Patrick Norton, associate vice president for finance and controller at Middlebury, said that during its visit from the department -- which U.S. officials had downgraded from an "investigation" to a "review" to "information gathering" -- college leaders explained that Middlebury had conducted a competitive bidding process for a single "suggested" lender when the college began its transition out of the federal direct student loan program last year. Middlebury based its competition on which lenders offered the best benefits for students, notably by not charging borrowers any fee to originate a loan.

Middlebury chose the National Education Loan Network as its sole suggested provider last year, though it permitted borrowers to use other lenders, too, as federal law requires (1,372 of its 1,403 borrowers went with Nelnet). The college itself received no payments or other benefits from Nelnet in exchange, Norton said. "We tried to put blinders on when it comes to [factoring in] anything other than borrower benefits," Norton said.

This year, Middlebury is adding three more lenders to the list it suggests to students, a list that Norton said Middlebury continues to believe serves an important purpose. "We feel not to list suggested lenders is going to put students and parents at a disadvantage," he said. "It's important for us to do our review of the lenders out there, and come out with the best suggestions we can for our students."

The time Education Department officials spent on the Middlebury campus appeared to persuade them, Norton said. "They left saying there are no findings and that's that -- which is what we thought all along."

Department officials could not be reached over the weekend to confirm the outcome of the reviews at Middlebury and Lawrence Tech.

The Education Department's oversight, together with pending federal legislation, appears to be prompting some changes in colleges' behavior, however. Several other recipients of the June letters encouraging colleges to review their practices said that they were altering their policies.

Harry Wilkins, chief financial officer of American Public University System, where all 763 student loan borrowers had loans from Sallie Mae last year, said that even though the university's preferred lender list contains four lenders, officials suspected borrowers were drawn to Sallie Mae because it appeared first on the university's list. Officials at the university system, which owns American Military University and American Public University, plan to begin rotating the four lenders this year, Wilkins said, to try to ensure that none of the university's suggested lenders gets inappropriately preferred status.

291 Colleges Where One Lender Owns 100% of Loan Volume

Institution Preferred
Lender
Number of Federal Loans Held by Preferred Lender Number of All Federal Loans Proportion of Federal Loans Held by Preferred Lender
Universal Technical Institute Sallie Mae 13,196 13,234 100%
High-Tech Institute Sallie Mae 11,412 11,466 100%
Greenville Technical College South Carolina Student Loan Corp. 8,919 8,920 100%
Rowan U. Sallie Mae 8,738 8,743 100%
Western Governors U. Sallie Mae 8,651 8,657 100%
Fayetteville State U. Sallie Mae 6,539 6,540 100%
Horry - Georgetown Technical College South Carolina Student Loan Corp. 2,855 2,855 100%
Lewis-Clark State College Wachovia Education Finance 2,508 2,508 100%
U. of San Francisco U. of San Francisco 2,269 2,271 100%
U. of Nebraska Union Bank/U. of Nebraska 2,256 2,258 100%
Tiffin U. Sallie Mae 2,083 2,084 100%
New York Chiropractic College Bank of New York/College Solutions Network 1,898 1,898 100%
Utah Career College Provincial Bank Academic Funding Group 1,614 1,614 100%
Austin College Sallie Mae 1,511 1,511 100%
International Career Development Center Brazos Group 1,503 1,503 100%
Learning Institutes for Beauty Sciences Wachovia Education Finance 1,282 1,282 100%
Illinois School of Health Careers Student Loan XPress 1,075 1,075 100%
Heritage College Student Loan XPress 1,030 1,030 100%
North America Trade Schools Suntrust Bank 905 905 100%
Dover Business College Sallie Mae 851 851 100%
Texas Barber Colleges & Hairstyling Schools Sallie Mae 825 825 100%
College of Office Technology (The) Sallie Mae 788 788 100%
American Public U. System Sallie Mae 763 763 100%
Ross Medical Education Center Michigan Higher Education Student Loans 754 754 100%
Carolina Beauty College AmSouth Bancorp 753 753 100%
Casa Loma College Citibank/Student Loan Corp. 697 697 100%
Dallas Nursing Institute Comerica Bank 695 695 100%
Onondaga Cortland Madison BOCES M&T Bank Educational Lending 671 671 100%
Aveda Institute Covington Bank One 646 646 100%
Minneapolis Business College Sallie Mae 602 602 100%
Four-D College Bank One 590 590 100%
Delta School of Business and Technology National Education Loan Network (Nelnet) 584 584 100%
International Business College State National Bank 579 579 100%
Northwestern Technological Institute Comerica Bank 558 558 100%
Cochran School of Nursing Saint John's Riverside Hosp Citibank/Student Loan Corp. 542 542 100%
Bryan College Commerce Bank and Trust 523 523 100%
Artistic Beauty Colleges - Tucson Sallie Mae 519 519 100%
American Career College Sallie Mae 513 513 100%
Brookstone College of Business College Foundation Inc. 500 500 100%
Computer Career Center State National Bank 491 491 100%
Artistic Beauty Colleges - Flagstaff Sallie Mae 470 470 100%
Ultimate Medical Academy Wachovia Education Finance 444 444 100%
Ogle School of Hair Design Citibank/Student Loan Corp. 427 427 100%
Brio Academy of Cosmetology Sallie Mae 415 415 100%
Oklahoma Health Academy Stillwater National Bank and Trust 414 414 100%
Lawrence County Vocational School District - Collins Career Center U.S. Bank 414 414 100%
Pacific College Brazos Group 406 406 100%
Eastern College of Health Vocations Bank One 396 396 100%
Ross Medical Education Center Michigan Higher Education Student Loans 395 395 100%
Career Academy Alaska Commission on Postsecondary Education 392 392 100%
Ross Medical Education Center Michigan Higher Education Student Loans 391 391 100%
Hair Academy Suntrust Bank 387 387 100%
Heritage Institute Student Loan XPress 384 384 100%
EHOVE Career Center EdAmerica 377 377 100%
Morehead State U. Kentucky Higher Education Student Loan Corp. 373 373 100%
Artistic Beauty Colleges-Westminster Sallie Mae 366 366 100%
Heritage Institute Student Loan XPress 349 349 100%
Soma Institute - The National School of Clinical Massage Therapy Bank of America 349 349 100%
Artistic Beauty Colleges - Phoenix Sallie Mae 347 347 100%
New Wave Hair Academy AmSouth Bancorp 335 335 100%
Academy of Healing Arts College Loan Corp. 320 320 100%
ETI Career Institute Sallie Mae 308 308 100%
Glen Oaks Community College National Education Loan Network (Nelnet) 301 301 100%
Nashville College of Medical Careers AmSouth Bancorp 292 292 100%
Chase College Sallie Mae 284 284 100%
Spartanburg Community College South Carolina Student Loan Corp. 283 283 100%
Hood Theological Seminary Citibank/Student Loan Corp. 281 281 100%
Ogle School of Hair Design Citibank/Student Loan Corp. 279 279 100%
Kaw Area Technical School Commerce Bank and Trust 273 273 100%
Arkansas Northeastern College Arkansas Student Loan Authority 271 271 100%
Brittany Beauty School Citibank/Student Loan Corp. 266 266 100%
Concorde School of Hair Design Sovereign Bank 261 261 100%
West Coast Ultrasound Institute Sallie Mae 260 260 100%
Empire Beauty School Wachovia Education Finance 260 260 100%
College of Information Technology Citibank/Student Loan Corp. 260 260 100%
Scioto County Joint Vocational School Bank One 259 259 100%
Community Based Education and Development Citibank/Student Loan Corp. 256 256 100%
Ross Medical Education Center Michigan Higher Education Student Loans 256 256 100%
Medical Career Institute of South Florida Sallie Mae 252 252 100%
Valley Career College Suntrust Bank 251 251 100%
EDP College of Puerto Rico Citibank/Student Loan Corp. 250 250 100%
J. Everett Light Career Center Indiana Secondary Market 237 237 100%
Touch of Class School of Cosmetology Bank One 231 231 100%
Learning Institute for Beauty Sciences Wachovia Education Finance 231 231 100%
Arizona College of Allied Health Bank One 228 228 100%
Rose - Hulman Institute of Technology EdAmerica 228 228 100%
Ascension College Citibank/Student Loan Corp. 224 224 100%
Long Island Beauty School Citibank/Student Loan Corp. 224 224 100%
Artistic Beauty Colleges-Thornton Sallie Mae 219 219 100%
Northeast Kansas Technical College Commerce Bank and Trust 217 217 100%
Artistic Beauty Colleges - Glendale Sallie Mae 211 211 100%
U. of South Carolina - Union South Carolina Student Loan Corp. 211 211 100%
Woodbury College Vermont Education Loan Finance Program 210 210 100%
Oklahoma Health Academy Stillwater National Bank and Trust 206 206 100%
New York Paralegal School HSBC Bank 201 201 100%
Earl's Academy of Beauty Fifth Third Bank/Finansure 201 201 100%
Northwest Hair Academy U.S. Bank 200 200 100%
Ravenscroft Beauty College Bank One 199 199 100%
Career Care Institute Suntrust Bank 197 197 100%
Irene's Myomassology Institute Comerica Bank 193 193 100%
U. of Spa & Cosmetology Arts Bank One 193 193 100%
Diesel Driving Academy Sallie Mae 192 192 100%
Platt College BANC FIRST 191 191 100%
Heritage Institute Student Loan XPress 186 186 100%
Ogle School of Hair Design Citibank/Student Loan Corp. 186 186 100%
Suburban Technical School Sallie Mae 178 178 100%
McCollum & Ross Hair School AmSouth Bancorp 177 177 100%
Steuben-Allegany BOCES School of Practical Nursing Citibank/Student Loan Corp. 177 177 100%
Mueller College of Holistic Studies Brazos Group 176 176 100%
Virginia U. of Lynchburg Sallie Mae 175 175 100%
Grabber School of Hair Design Boone County National Bank 171 171 100%
Forrest Junior College Bank of America 169 169 100%
Cattaraugus/Allegany/Erie/Wyoming BOCES Citibank/Student Loan Corp. 166 166 100%
Orange Ulster BOCES School of Practical Nursing Citibank/Student Loan Corp. 164 164 100%
Brio Academy of East Hartford Sallie Mae 163 163 100%
Ohio Center for Broadcasting Sallie Mae 163 163 100%
Phagans' School of Hair Design Citibank/Student Loan Corp. 162 162 100%
Kentucky State U. Kentucky Higher Education Student Loan Corp. 160 160 100%
North Technical School Bank of America 160 160 100%
PCI College Sallie Mae 158 158 100%
Creative Center (The) Peoples National Bank 158 158 100%
SAE Institute of Technology Suntrust Bank 156 156 100%
Aveda Institute Baton Rouge Bank One 151 151 100%
Johnston Community College College Foundation Inc. 151 151 100%
Blue Cliff College-Baton Rouge Sallie Mae 149 149 100%
Dewolff College of Hairstyling & Cosmetology New Mexico Education Assistance Foundation 149 149 100%
MTI Business College Citibank/Student Loan Corp. 148 148 100%
David Pressley Professional School of Cosmetology National City Bank 148 148 100%
Long Island Beauty School Citibank/Student Loan Corp. 146 146 100%
Saint Francis Career College Suntrust Bank 143 143 100%
Pickaway Ross County Joint Vocational School District U.S. Bank 141 141 100%
Advanced College Brazos Group 141 141 100%
Southern Westchester BOCES Citibank/Student Loan Corp. 141 141 100%
American Institute of Beauty AmSouth Bancorp 140 140 100%
Artistic Beauty Colleges-Arvada Sallie Mae 137 137 100%
Blue Cliff Career College AmSouth Bancorp 136 136 100%
Leon Studio One School of Hair Design & Career Training Center Citibank/Student Loan Corp. 135 135 100%
Patsy & Rob's Academy of Beauty Boone County National Bank 134 134 100%
Broken Arrow Beauty College Bank One 133 133 100%
New Wave Hair Academy AmSouth Bancorp 133 133 100%
Mr. Leon's School of Hair Design Bank of America 131 131 100%
Boston Baptist College Sallie Mae 131 131 100%
Industrial Management & Training Institute Sallie Mae 131 131 100%
L'Academie de Cuisine Wachovia Education Finance 130 130 100%
Richard J Daley College-City Colleges of Chicago JPMorgan Chase Bank 130 130 100%
Somerset Christian College Sallie Mae 128 128 100%
Mercy School of Nursing College Foundation Inc. 127 127 100%
Cortiva Institute - Somerset School of Massage Therapy Bank of New York/College Board 127 127 100%
Saint Joseph School of Practical Nursing New Hampshire Higher Education Loan Corp. 125 125 100%
Sandusky Career Center Wachovia Education Finance 125 125 100%
Heritage Institute Student Loan XPress 125 125 100%
Ashtabula County Joint Vocational School Adult Education Bank One 125 125 100%
Harris School PNC Bank 124 124 100%
Phagans' Medford Beauty School Citibank/Student Loan Corp. 123 123 100%
Cortiva Institute - Humanities Center School of Massage Citibank/Student Loan Corp. 119 119 100%
Quest Career College Key Corp.. 118 118 100%
Houston's Training and Education Center (H-TEC) Sallie Mae 117 117 100%
National Institute of Massotherapy Key Corp.. 116 116 100%
Vanguard College of Cosmetology Louisiana Public Facilities Authority 116 116 100%
Iliff School of Theology Wells Fargo Education Financial Servicesvices 109 109 100%
Detroit Business Institute - Downriver Comerica Bank 108 108 100%
National Polytechnic College Citibank/Student Loan Corp. 108 108 100%
U. of Rhode Island Rhode Island Student Loan Authority 105 105 100%
Healthcare Training Institute Sallie Mae 105 105 100%
Cuyahoga Valley Career Center Sallie Mae 104 104 100%
Texas Health School Student Loan XPress 103 103 100%
Ross Medical Education Center Michigan Higher Education Student Loans 101 101 100%
Phagans' Grants Pass College of Beauty Citibank/Student Loan Corp. 101 101 100%
Volunteer Beauty Academy of Dyersburg AmSouth Bancorp 101 101 100%
Ocean County Vocational - Technical Schools Sallie Mae 101 101 100%
Empire Beauty School Wachovia Education Finance 100 100 100%
Hellenic College & Holy Cross Greek Orthodox School of Theology Sallie Mae 98 98 100%
Vermont College of Cosmetology Vermont Education Loan Finance Program 98 98 100%
San Antonio Beauty College #3 Suntrust Bank 96 96 100%
Brio Academy of Cosmetology - Niantic Sallie Mae 95 95 100%
TechSkills of Sacramento Sallie Mae 94 94 100%
BOCES Rensselaer School of Practical Nursing Sallie Mae 94 94 100%
Culinary Academy of New York Carnegie Insurance Co. 93 93 100%
American School of Business Wachovia Education Finance 93 93 100%
Artistic Beauty Colleges-Lakewood Sallie Mae 93 93 100%
Aveda Institute Lafayette Bank One 91 91 100%
Craven Community College College Foundation Inc. 88 88 100%
COBA Academy Brazos Group 88 88 100%
Universal Therapeutic Massage Institute New Mexico Education Assistance Foundation 88 88 100%
Crums Beauty College Boone County National Bank 87 87 100%
Academy of Radio & TV Broadcasting Suntrust Bank 86 86 100%
Florida Education Institute Student Loan XPress 84 84 100%
Middle Tennessee School of Cosmetology AmSouth Bancorp 84 84 100%
CSI Career College Suntrust Bank 84 84 100%
Ohio Hi-Point Career Center Sallie Mae 83 83 100%
Marion Community Tucker Area Vocational School National Education Loan Network (Nelnet) 79 79 100%
Southeastern School of Neuromuscular & Massage Therapy Columbia Sallie Mae 79 79 100%
Ann Arbor Institute of Massage Therapy Sallie Mae 78 78 100%
Daytona College Sallie Mae 77 77 100%
Durham Beauty Academy College Foundation Inc. 77 77 100%
Expertise Cosmetology Institute Sallie Mae 76 76 100%
Volunteer Beauty Academy North AmSouth Bancorp 75 75 100%
Carnegie Institute of Integrative Medicine and Massotherapy Bank One 75 75 100%
Myotherapy Institute Union Bank & Trust 75 75 100%
Akron Machining Institute Bank One 74 74 100%
World Medicine Institute Union Bank & Trust 74 74 100%
Bryan College Sallie Mae 73 73 100%
Evansville Tri State Beauty College Old National Bank 72 72 100%
Salon Professional Academy (The) Bank of North Dakota 72 72 100%
California Hair Design Academy Citibank/Student Loan Corp. 71 71 100%
Robert Paul Academy of Cosmetology Arts and Sciences Wachovia Education Finance 71 71 100%
Jay's Technical Institute Bank One 70 70 100%
Southeastern School of Neuromuscular & Massage Therapy of Charleston Sallie Mae 69 69 100%
Academy of Natural Therapy Sallie Mae 69 69 100%
Razzle Dazzle College of Hair Design Sallie Mae 68 68 100%
Roman Academy of Beauty Culture Sallie Mae 67 67 100%
Lincoln U. Wells Fargo Education Financial Services 67 67 100%
Lebanon Technology and Career Center Boone County National Bank 66 66 100%
Second Start New Hampshire Higher Education Loan Corp. 64 64 100%
Southern School of Beauty Stillwater National Bank and Trust 64 64 100%
U. of West Georgia Georgia Student Finance Authority 64 64 100%
Blytheville Academy of Cosmetology Wachovia Education Finance 64 64 100%
Carson City Beauty Academy College Loan Corp. 63 63 100%
Butera School of Art Bank of America 63 63 100%
W. L. Bonner College Sallie Mae 62 62 100%
Hair Expressions Academy Sandy Spring Bank 62 62 100%
Compass Career College Sallie Mae 62 62 100%
Headquarters Academy of Hair Design Bank of North Dakota 61 61 100%
Academy For Five Element Acupuncture Key Corp. 61 61 100%
Bennett Career Institute Bank of America 61 61 100%
Cambridge Institute of Allied Health Sallie Mae 61 61 100%
Calvin Theological Seminary Bank One 60 60 100%
Artistic Beauty Colleges - Scottsdale Sallie Mae 59 59 100%
Saint Lawrence Lewis County BOCES Sallie Mae 58 58 100%
Missouri School of Barbering & Hairstyling-St. Louis U.S. Bank 58 58 100%
International Academy of Hair Design Sallie Mae 58 58 100%
Volunteer Beauty Academy AmSouth Bancorp 57 57 100%
Gadsden Business College Suntrust Bank 57 57 100%
Hamilton - Fulton - Montgomery BOCES Citizens Bank 56 56 100%
Professional Beauty School National Education Loan Network (Nelnet) 56 56 100%
Court Reporting Institute of Louisiana Sallie Mae 55 55 100%
Hamrick School Key Corp. 54 54 100%
Pruontos Hair Design Institute & Beauty School of Costmetology Pennsylvania Higher Education Assistance Authority 54 54 100%
Harrold Beauty Academy First Financial Bank 53 53 100%
Phagans' School of Hair Design Citibank/Student Loan Corp. 53 53 100%
North Central Institute Suntrust Bank 52 52 100%
Madison Local Schools Madison Adult Education Student Loan XPress 52 52 100%
American Institute of Massage Therapy Citibank/Student Loan Corp. 51 51 100%
Apex School Of Theology Sallie Mae 51 51 100%
Inland Northwest Heating, Ventilation & Air Conditioning Training Ctr. U.S. Bank 51 51 100%
Massage Therapy Training Institute New Mexico Education Assistance Foundation 51 51 100%
New Tyler Barber College U.S. Bank 50 50 100%
Cortiva Institute-Colorado Citibank/Student Loan Corp. 50 50 100%
American Institute of Technology Sallie Mae 842 843 100%
Career Point Institute Sallie Mae 2,220 2,223 100%
Trident Technical College South Carolina Student Loan Corp. 7,248 7,258 100%
Pennsylvania Institute of Technology Sallie Mae 1,416 1,418 100%
Caliber Training Institute Wachovia Education Finance 1,414 1,416 100%
U. of South Carolina - Lancaster South Carolina Student Loan Corp. 656 657 100%
Baltimore School of Massage Suntrust Bank 655 656 100%
Central Carolina Technical College South Carolina Student Loan Corp. 575 576 100%
Northern Virginia Community College Sallie Mae 2,692 2,697 100%
Orangeburg - Calhoun Technical College South Carolina Student Loan Corp. 1,039 1,041 100%
Javelin Technical Training Center Georgia Student Finance Authority 1,029 1,031 100%
Heritage College Student Loan XPress 1,533 1,536 100%
Converse College South Carolina Student Loan Corp. 983 985 100%
Empire Beauty School Wachovia Education Finance 476 477 100%
Furman U. South Carolina Student Loan Corp. 1,417 1,420 100%
U. of Rio Grande Bank One 2,248 2,253 100%
Allied College Sallie Mae 2,508 2,514 100%
New Directions Hair Academy AmSouth Bancorp 401 402 100%
Community College of Vermont Vermont Education Loan Finance Program 3,454 3,463 100%
Denmark Technical College South Carolina Student Loan Corp. 765 767 100%
ITT Technical Institute Sallie Mae 2,648 2,655 100%
Southwest Florida College JPMorgan Chase Bank 2,597 2,604 100%
Shaw U. Sallie Mae 4,421 4,433 100%
Universal Technical Institute Sallie Mae 13,196 13,234 100%
Lindsey Wilson College Kentucky Higher Education Student Loan Corp. 2,354 2,361 100%
William Paterson U. of New Jersey Sallie Mae 6,817 6,838 100%
Prairie State College Bank One 632 634 100%
Indiana U. - East Sallie Mae 2,172 2,179 100%
Vermont Technical College Vermont Education Loan Finance Program 1,657 1,663 100%
Gloucester County College Wachovia Education Finance 1,647 1,653 100%
U. of Guam Union Bank & Trust 1,267 1,272 100%
ATA Career Education Sallie Mae 753 756 100%
Baltimore International College Sallie Mae 723 726 100%
Cabarrus College of Health Sciences College Foundation Inc. 235 236 100%
Southern U. at Shreveport - Bossier City Sallie Mae 1,632 1,639 100%
Xenon International Academy Sallie Mae 230 231 100%
Tennessee Temple U. EdAmerica 452 454 100%
Mid-Continent U. Kentucky Higher Education Student Loan Corp. 1,332 1,338 100%
Bryman College College Loan Corp. 664 667 100%
Rudae's School of Beauty Culture Indiana Secondary Market 212 213 100%
Johnson State College Vermont Education Loan Finance Program 2,541 2,553 100%
Catawba Valley Community College College Foundation Inc. 208 209 100%
Lawrence Technological U. Bank One 2,623 2,636 100%

 

 

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