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Benefits for Pets, Not Partners

November 26, 2007

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When trustees of Palm Beach Community College reached a tie vote in August on a proposal to offer health insurance for the domestic partners of employees, the measure failed and advocates for gay professors and other employees were disappointed. Because the college only pays for employees' benefits, the proposal wouldn't have cost the college a penny, but would have opened up quality insurance at a lower cost for the partners of gay and lesbian employees.

Now -- in a move that is seen as adding salt to those wounds -- the college has added a new health insurance benefit for some (unmarried) household members of employees: pet health insurance. All employees were told that they would get a 5 percent discount and group rates on a health insurance plans for their pets. A range of plans are offered, covering wellness care, vaccinations, X-rays, surgery and hospitalization (although pre-existing conditions may not be covered).

"Your pet is a member of your family -- his quality of life is important to you," says the promotional material from the veterinary insurance company.

While gay rights groups in the area stressed that they are not anti-pet, they said it was insulting for the college to offer a new benefit for canines and felines who are considered family members while ignoring human life partners of their employees.

The Palm Beach County Human Rights Council issued a press release declaring "PBCC Prefers Puppies to Partners." And a letter from the council, a local gay rights group, to college officials, said: "A PBCC announcement that employees could insure their pets being made a mere 90 days after the PBCC announcement that employees could not insure their domestic partners is an affront to PBCC employees with domestic partners."

"While many pet owners consider their dogs and cats part of their families, there is a basic disconnect when an employer will insure an employee's pet but not an employee's partner," said Deidre Newton, a graduate of the college who serves as vice president of the council.

College administrators have endorsed the idea of extending benefits to the partners of employees, but have yet to persuade enough board members. While officials could not be reached, they told local reporters that it was unfair to compare the benefits offered and denied, because they are categorized in different ways, and that the pet benefit did not require board approval.

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Comments on Benefits for Pets, Not Partners

  • ugh (words fail me)
  • Posted by Recovering Academic on November 26, 2007 at 7:55am EST
  • Even as a pet lover, I am appalled. I can only assume that the pet insurance carrier offered the college some sort of incentive to distribute the literature and the college is not contributing to this, but their timing just could not be worse. It may not be intended as salt in the wound but it has exactly that effect and that effect only.

  • Absurd.
  • Posted by Diogenes on November 26, 2007 at 8:10am EST
  • It begs the question: if some one proceeds to have a civil union with their pet, would the coverage cease? But seriously: are they rubbing salt in gay partners wounds or just showing in a public way their own continued absurdity? I've often seen that social conservatives are so disconnected from the real world that they unable to connect the dots that point the way to their own future irrelevance. Honestly I have never seen a movement so unaware that their actions have consequences.

  • Posted by Larry on November 26, 2007 at 8:45am EST
  • Recovering, Just to put things in perspective: pet health insurance is not treated, as a legal matter, as health insurance. It is considered a form of property/casualty insurance. It is not governed by ERISA. Generally most plans cost about 20-30 per month (per pet). So, 5% is, at best some kind of promotion.

  • Posted by Lise Blankenship on November 26, 2007 at 10:10am EST
  • Larry, there is no way to put this in perspective.

  • Posted by BMA on November 26, 2007 at 11:10am EST
  • The college's excuse that "it was unfair to compare the benefits offered and denied, because they are categorized in different ways, and that the pet benefit did not require board approval" does not work for me. Granted, the pet insurance is easier to offer since it does not require board approval, and undoubtedly costs the college nothing, but it is the timing of this that stings.

    Could they not have waited to offer this benefit until they were offering health insurance benefits to domestic partners? How many of their employees were suffering from not having a 5% discount on pet insurance, which generally costs a less than $50 a month? How many would have even fathomed the idea of the college providing a pet insurance benefit, anyway?

  • Posted by Larry on November 26, 2007 at 11:10am EST
  • Ms. Blankenship, What does that mean? Why do you not seek to put things into perspective?

    Providing a new class of people with a benefit costs money.

    However, it may well be that offering people a “discount” costs the school nothing, if they don’t actually subsidize it.

  • Benefits for Pet, Not Partners
  • Posted by Kimberly on November 26, 2007 at 11:10am EST
  • Finally! It is great to see institutions recognizing the tremendous importance of pets to civilization. For many of us, our pets are our families. Having lost my spouse recently, I can attest to the fact that my dog has sustained my existence. Without my beloved dog, I might not have made it! Let us remember that a society can be judged on the way it treats its animals and children -- the most vulnerable components of our culture.

  • Posted by Melinda on November 26, 2007 at 1:15pm EST
  • ATTORNEY'S START YOUR ENGINES! The decision makers at Palm Beach Community College should be ashamed!

  • Posted by Becky on November 26, 2007 at 1:45pm EST
  • Larry, the first paragraph of the article points out that the domestic partner issue also wouldn't have cost the school any money because the school only contributes to insurance for employees. Given that neither one costs the institution anything, I think the comparison is appropriate.

  • Do you ever read between the lines?
  • Posted by James on November 26, 2007 at 1:55pm EST
  • College administrators have endorsed the idea of extending benefits to the partners of employees, but have yet to persuade enough board members. While officials could not be reached, they told local reporters that it was unfair to compare the benefits offered and denied, because they are categorized in different ways, and that the pet benefit did not require board approval.

    So, now the institution and its board are publicly embarassed. This may very well push the board at its next meeting to reconsider the issue and do what the administration had asked for in the first place.

    Sounds like a common-sense strategy to me.

  • Insurance for pets
  • Posted by Manny on November 26, 2007 at 5:35pm EST
  • What I want to know is, what if the pet is gay? If my dog has a same-sex domestic partner, is he still covered? What if her domestic partner is the opposite sex but a different species, like a cat? What then?

    Only in America can crap like this go on. When there is so much waste and wealth that some pet owners buy diamond-studded collars for their pets, at a price that would keep some third-world families in food for a few years, you know we have a values problem here.

    Now we have this - valuing animals above humans. Anyone surprised? Not me.

  • Posted by Alan on November 26, 2007 at 5:35pm EST
  • Larry, Larry, Larry - your reading comprehension skills are troubling but your use of "perspective" even more so. Apparently the only perspective you recognize is that of cost - not ethics, morals, or sensitivity to the "others" among us.

  • Posted by JBM on November 26, 2007 at 5:40pm EST
  • "ATTORNEY’S START YOUR ENGINES!"

    Don't bother. You may not like the decision, but there is no cause of action here.

  • a modest proposal
  • Posted by miracatta on November 27, 2007 at 7:15pm EST
  • Lots of us refer to our spouses, partners, or significant others as "my pet", or something like that. So, just pick up on "pet" insurance for whichever pet is on your mind. All warm-blooded mammals are more or less alike under the skin, anyway.

  • Actions are louder than words
  • Posted by Fabien on November 28, 2007 at 10:25am EST
  • In an era when convicted felons are allowed in the US forces but gays are thrown out, we now know that our canine and feline friends count more that we do, us, the gay and lesbians of this world.
    We won't always be at the back of the bus and we shall overcome, some day. Progress goes on, old bigots die. I hope they will be reincarnated into Agnostic Black Lesbians. These do not preach about God but they do her work. Bless them all.