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Poor, Even by Grad Student Standards

The struggling graduate student is something of a cliché in higher education, but student leaders at the University of South Carolina say they’re sick of scraping by on piddly stipends that would qualify them for Food Stamps.

Graduate students at South Carolina make an average annual stipend of $9,590, a sum that students say is insufficient to meet the rising costs of tuition (for those without waivers), living costs, and university-mandated health-care coverage.

After compiling a report that showed South Carolina trailing its peers in stipend awards, the Graduate Student Association issued a letter to the university’s board of trustees last month calling for greater compensation.

South Carolina administrators have since announced the formation of a committee to examine the issue. Trustees, however, have yet to respond, according to the students.

Reed Curtis, president of the Graduate Student Association, said he’s glad to see the university taking some action. But, paraphrasing complaints he’s heard from other students, Curtis said “it’s wonderful to form a committee, and it’s wonderful for them to write a memo, but what’s a memo going to do for my paycheck?”

Making their case that South Carolina graduate students are underpaid, the association cited a 2003 survey from The Chronicle of Higher Education. That study, now five years old, found that the national average for stipends was $14,000.

University officials say they want to be competitive with regional peers, including Virginia Tech. But Virginia Tech’s current average stipend of $18,000 nearly doubles that paid by South Carolina. The discrepancy, however, could be in part attributable to higher stipends typically paid to graduate students in the heavily-represented science fields at Virginia Tech.

Graduate students at South Carolina were particularly miffed that trustees recently approved a 5.9 percent tuition increase, adding a burden to students who do not have tuition waivers. In a survey of 550 graduate students at the university, roughly half of respondents said their full tuition was not covered.

James Buggy, interim dean of South Carolina’s graduate school, credits the students with helping to move forward an ongoing conversation on campus about recruiting and retaining quality graduate students. “I think USC can do better, and I think it wants to do better,” he said.

But Buggy views the work of the newly formed committee, which will include graduate student representation, as an important step in the process of evaluating stipend levels. The university needs more reliable data to make informed choices, he said.

While Buggy acknowledges that South Carolina could improve compensation levels, he says his “hunch” is that the stipend average cited by students is artificially low because a few departments are dragging down the average.

“I don’t want our policies to proceed on my hunch,” Buggy said.

Several stipend levels at South Carolina certainly exceed the average cited by graduate students. In chemical engineering and biomedical science, for instance, the university pays graduate students $22,000 a year, more than twice the university average.

The university’s current minimum stipends are $1,000 per semester for students working 10 hours a week and $2,000 a semester for a 20-hour work week. Buggy characterizes those stipend levels as “fairly antiquated,” and says the university plans to double its minimum stipend next year.

The committee is expected to produce a report at the end of the fall term, which would likely coincide with the conclusion of the university’s first semester under a new president. The university is in the midst of a presidential search, and the outgoing president is reluctant to address these issues, because he thinks it’s really the prerogative of the new president,” Buggy said.

Graduate students are particularly concerned about the costs and quality of university-sponsored health care, according to the students’ letter to trustees. In 2004, the university began requiring graduate students to buy health insurance if they didn’t already have it. The requirement came with the promise that the university would move toward covering a greater share of the cost for students, but Buggy concedes that “what’s happened is they didn’t succeed in increasing the subsidy.”

Students pay $1,000 a year for university-sponsored health insurance, but South Carolina only covers about one-quarter of that cost.

While changes may not happen overnight, Buggy said he thinks South Carolina is serious about responding to students’ concerns.

“This group is kind of saying ‘hey, it’s our turn; let’s get it done,’“ he said. “To a certain extent by being a squeaking wheel they might get greased.”

Unlike some other campuses, graduate students are not unionized at South Carolina. Curtis said he’d like to keep it that way, although some students are talking about the need for collective bargaining rights.

“That’s something that as an association many people have started discussing,” he said. “My position is hopefully we won’t have to go to that step. Hopefully the administration will really swiftly make some changes.”

Jack Stripling

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Comments

Questions

Why would someone voluntarily work at a place that they thought treated workers badly?

Why would students attend a college where some of the instructors thought instructors were treated badly?

Why would trustees tolerate the “same ol’, same ol’?”

J.J., at 7:20 am EDT on July 7, 2008

Poor Grad Students

To excuse low graduate student stipends by citing a few higher paying disciplinary exceptions in the sciences, is like saying that a full professor salary of $60,000 in Education is okay, since law professors are paid $170,000.Only administrator salaries have kept up with inflation overall during the past ten years, while faculty and student pay rates (especially outside the sciences)have not — clearly at the University of South Carolina, but probably at a number of other institutions also.

H.M., at 8:05 am EDT on July 7, 2008

FAIR EMPLOYMENT PRACTICES

It is good to see a committee addressing these problems, since it should be able to endorse the principles at stake: 1) all graduate students who work for a university should receive a living wage and full health care coverage; 2) tuition waivers should be a normal part of recruitment for doctoral programs. The committee may also need to consider proposing a timeline for implementation, since the current generation of students may otherwise be long gone before fair employment practices become the norm at South Carolina. Of course real negotiations would be best conducted by a union. Health care coverage for graduate student employees is typically the first benefit won in a negotiated contract.

Cary NelsonAAUP President

Cary Nelson, at 8:15 am EDT on July 7, 2008

1) The fact that the “stipend average cited by students” MAY be “artificially low because a few departments are dragging down the average” is really appaling. The departments who are paying less than the average cited should be ASHAMED of themselves.

2) There are LOTS of GREAT, and not so great, universities that not only mandate a certain level of support for grads irregardless of their department — that not only pay at least a living wage, but also subsidize the ENTIRE cost of health care. Graduate students — do your homework, don’t get stuck at a university that doesn’t support you — you have to ask yourself whether or not the department you are entering really wants you to succeed or if they are just interested in a cheap source of labor. . .

Jean, at 8:25 am EDT on July 7, 2008

USC prof

I’m a USC professor in the Computer Science and Engineering department and I know that our stipend for our GSRA’s is around $20K per year. We pay them that much because that is the market wage. Our graduate students are good programmers and can easily get a full time software or IT job paying upwards of $50K/year.

I read these slides and noticed that

1- these results are from an online survey that was mostly answered by students majoring in Education, Social Work, Library Sciences, and English (slide 10)

2- about 30% of these students are required to work fewer than 20 hours per week (most of these 5-10 hours, slide 15).

Thus, I don’t think the $9K number properly represents what the mean student, working 20 hours per week, is paid at USC (slide 16).

Jose Vidal, Associate Prof at USC, at 9:15 am EDT on July 7, 2008

Recent USC Grad — The Statistics are correct!

Each graduate student should receive the same respect and the price of that education should not be placed on what the degree is or is not. It is an insult to say that one graduate student deserves more than another, due to the area of study.

I understand that the average market value for an engineering graduate student is $20,000 as you state. However, the average value of experience that each graduate student brings is well above the average stipend due to degrees earned prior to work as a graduate student. Many students have bachelor’s and master’s degrees and are living in poverty as graduate students.

Those students who responded may be in fields that will never make as much as engineering students, but that does not mean their work to the university should not be recognized monetarily.

Many programs throughout the University would not run without graduate students. Housing is run primarily by graduate students — what would the faculty and staff do if students were not taken care of outside of the classrooms? Student Life, Student Activities, U101 (a NATIONALLY acclaimed program), Academic Advising, etc. all receive substantial help and aid from graduate students. Without graduate students those programs would struggle or cease to exist.

I understand and know from personal experience that at least 90 students are contracted to work 20 hours and end up working 20+ each week. Those students receive an average stipend at 7,500 for the first year and 8,000 the second if an assistantship is maintained. Along with that stipend, in-state tuition is granted for out-of-state students and tuition is then reduced by less than half. Those stipends and tuition reductions do not cover the total cost of living in Columbia and the total cost of tuition at USC.

I would never say that my experience at USC was a bad experience. I enjoyed my time there even though I have accrued over $20,000 in debt. I would not have this debt had I attended other graduate programs, but my experience and knowledge that I received from my graduate program at USC is well known across the country in my field and that speaks more to me and my future than the unfortunate debt I have to pay off.

2008 USC Graduate, at 9:45 am EDT on July 7, 2008

Chapter 11 ahead

” .. all graduate students who work for a university should receive a living wage and full health care coverage ..”

Define, in econometric terms, “living wage.” Be prepared to defend that position to groups with intellectual abilities near that of U. of Chicago economics faculty.

Define “full health care coverage.” Explain how, if it were implemented, USC would prevent a Chapter 11-style bankruptcy reorganization that the new Massachusetts “full coverage” plan immediately entered upon start-up.

Explain the financial/economic impact of all this on USC’s tuition costs.

Explain whether USC might have to file for Chapter 11-style bankruptcy reorganization if all this were approved.

J.J., at 9:50 am EDT on July 7, 2008

Where?

” .. It is an insult to say that one graduate student deserves more than another, due to the area of study ..”

What college(s) pay engineering grad assts. the same as English grad assts.?

Are there any?

Frank, at 10:00 am EDT on July 7, 2008

“The university’s current minimum stipends are $1,000 per semester for students working 10 hours a week and $2,000 a semester for a 20-hour work week.”

At $2,000 for 20 hours of work over a 16 week semester, that works out to about $6.25 an hour. At the end of July when the minimum wage goes up to $6.55, they will be paying their graduate students less than the federal minimum wage.

Don, at 10:05 am EDT on July 7, 2008

to student

I hope you do not think that I said that students of one major “deserve” a higher salary than others. It is just the free market at work.

For example, the professors in the law school are lawyers, they make about twice as much money as I do. The profs in the medical school are doctors, they also make twice as much as me. However, we all have very similar jobs, responsibilities, and years of training. The difference is that a lawyer can quit her University job and join a law firm and make a lot of money. Thus, if USC started paying their law professors the same as engineering profs then they would either have no law faculty or really bad profs who cannot find a job in industry.

So, do I “deserve” to be paid the same as a professor in the law school?

Jose Vidal, Associate Prof at USC, at 10:20 am EDT on July 7, 2008

To Prof. Vidal

I appreciate your response.

As I noticed you mentioned that most of the students who responded were studying in areas of — on average — lower paying careers, I wanted to explain that their work is more than what they are getting paid to do.

Do I believe the work an engineer does is something I could do? Absolutely not. However, I do believe the work I do warrants more than $9,000 a year. For the University to allow some students — no matter the area of study — to receive compensation that rivals a full-time salary compared to providing others with a stipend that allows them to just reach poverty is not right.

The students in Education, Social Work, Library Sciences, and English may never receive the monetary compensation an engineer receives, but they are worth more than 9,000.

2008 Grad, at 10:50 am EDT on July 7, 2008

Living on food stamps and graduating with $75,000+ in debt?

For all of us students that are drowning in debt and surviving off of food stamps while being employed at a University, keep on keeping on. To all those administrators and professors that feel we are just whining...when was the last time you lived on food stamps and dealt with $75,000+ student loan debt while working pretty much full-time??

tye, at 11:05 am EDT on July 7, 2008

Grad pay

Frank, To answer your question about parity between departments, we are unionized at the University of Wisconsin-Madison. TAs and PAs have scales that determine pay. We’ve still had fights with the state over insurance and pay but our families are covered under our plans for a minimal cost — I think I pay $13 per month for my tier 2 plan. We have full tuition waivers and insurance at an employment level of 33.3%. We pay our segregated fees. This is much ahead of USC but not as nice as our peer institutions in the big 10. I also must note that many of the 33.3% positions teaching courses how have become 25% positions due to budget cuts. This means TAs must find at least 2 positions to take advantage of the tuition waivers. I have no idea of the numbers of people who cannot find positions.

Beth, grad student at UW=Madison, at 11:15 am EDT on July 7, 2008

the “pay me more” argument?

I think this report raises some interesting questions, but if I were an administrator at South Carolina, I would not see this report as a slam dunk. Arguably nothing in this report is new or unexpected. It offers some details on predictably occurring events, namely that graduate students are paid limited wages and that for many students there is a gap (sometimes large) between stipend benefits and cost of living needs. But these details are not rich enough to account for serious action.

The students would have gone further to create a breakdown analysis by department or school to reflect the largest gaps. $1,000 to $2,000 a year without tuition remission is very little money. But there are more articulate questions to ask about that information. (And arguably the best reason to form a committee to investigate.) What sort of work are students doing for that assistantship? How many hours are those students working? Are these really assistantships or on-campus jobs? What are departments paying their graduate assistants, for what type of work, and what does this look like across the institution? Cost of living expenses are helpful to an extent, but that does not speak to the basic issue of how the university pays its student assistants.

The institutional average argument ultimately undercuts their main point a great deal. My guess is that the “real” data is probably more drastic when you get into the details of what individual students are paid for the type and amount of work they contribute. And these disaggregated data would provide a more stark contrast between the work and pay of students by removing the more robust stipends that pull up the average to be artificially high.

The “pay us more” argument only goes so far. What I didn’t see in this report were requested minimums that reflect both the students’ and the institution’s needs. Paying graduate assistants more can mean paying fewer assistants more. Is that a compromise they are willing to accept?

Ultimately this is an argument to have the administration pay graduate assistants higher assistantships and the students have to address why that is important or beneficial to the administration. We see how it would benefit the student. But that is not the primary issue as stake for the institution. Like in the case of Computer Science and Engineering, the school is getting a more financially viable benefit from the work of these students. The moral argument of “you pay too little” can only go so far, especially when schools are pressed on their budgets. What does the school gain from paying students more? How does a school justify the expense?

(I also suspect that South Carolina would not afford welfare to a student who only works 10-20 hours a week. What are the welfare work minimums for South Carolina to pay out benefits?)

dk, at 11:25 am EDT on July 7, 2008

The problem

The general complaint seems to be the “poverty” wages. How do we solve this?

At USC every department is free to pay their students whatever they want (above the stated minimum). Also, every department has a fixed pool of money it can use for these payments, which mostly comes from the tuition paid for the classes that department teaches and the research grants its professors secure from outside funding sources.

For example, the department of X has to make the decision of either hiring 200 students at $10k/year or hiring 100 students at $20K/year. Right now it appears that some departments are choosing to pay more students fewer dollars.

If the University passes a rule that says that all departments must pay $20K/year what will happen is that a lot of departments will simply hire fewer students and make them work longer hours.

Would this be better? I don’t know. I think this is the kind of decision that is best left to each department.

Jose Vidal, Associate Prof at USC, at 11:30 am EDT on July 7, 2008

Supply and demand

Until graduate students refuse to go to grad school in the first place if the TA/RA wages are low, they will stay low. There is no incentive for the universities to raise their stipend.

Higher Ed Administrator, at 11:35 am EDT on July 7, 2008

unions

It seems superfluous for grad students to unionize, and I’ve heard talk of a strike of some sort in the fall. I don’t think I can afford to strike and miss the work, but I’m not sure I can afford another year without more compensation than last year. It’s hard to produce quality research papers when I have to work a side job to pay the bills.

brian, at 11:45 am EDT on July 7, 2008

My Two Cents...

The issue is poignant to those who desire to equivocate their graduate experiences in levels of research and exploration of new idioms. Stipends, allocations, tuition waivers should be in place; and, at a quanifiable level for these students to participate in the Univeristy setting as GA’S or TA’s.

Maybe having a policy in place to stimulate conversation and action is a necessity. South Carolina is a Right-To-Work state, so any unions are not reconized without state laws to enforce the negotiations process. Dialogue and discussion are an informal process of mediation. Maybe outside counsel from a union representative from another university campus will guide the GSA towards an amicable and expedient solution.

My story: I work full-time, and pay full tuition rates. Would I value an exploration in research? Yes, I would. However, reality precludes me from these ideas. I do what I can. And, honestly, I will begin loans this year due to the crunch financially. I understand everyone’s viewpoint at the GSA.

Anetra, University of South Carolina, at 12:00 pm EDT on July 7, 2008

disperate pay ok but there ought to be floor

I’ve got no problem with Computer Science and Engineering graduate students earning more pay than Humanities and Natural Sciences (biology, chemistry, etc) grad students. But there should be a bare minimum below which no one should be allowed to fall. As a full stipend graduate student at Rice University I earned about $11K a year in the mid 1990s. Hardly rich but with subsidized student housing and meals, it was enough to get by on and have a little fun on weekends, too. It was just about right. I did go into a little debt upon loosing my stipend due to not finishing my MA in the expected 2 years, so I had to finance that last year of my “terminal Masters” degree.

For my MLS, I had to go much, much deeper into debt to get my degree. The few stipends/fellowships to be had were intensely competitive and I did not get one, though I did at least interview for one. I was fortunate also to get a part-time job working in the campus library as a circulation clerk. Most of my student loan money went to paying up rent for the semester in an off campus apartment because there was no available/subsidized on-campus housing to be had for most grad students, and also stocking up about 1 months worth of groceries. If I didn’t have my part time job at the library on top of that, I don’t know how I would’ve made it.

Ah yes, “The Chicago Boys", some of whose Econ grad students are no doubt hard-core Libertarians, but going to school on Pell Grants and living in subsidized housing...ah, the irony is rich.

Screw the Chicago school. Fascism’s handmaidens.

John J. Ronald, Librarian I at Texas Woman’s University, at 1:35 pm EDT on July 7, 2008

Drop Out or Go Bankrupt, have your choice

Some of us are forced to either stay in grad school and barely survive the debt and the eventual bankruptcy, or drop out and forget higher education. Is this a situation USC wants to create for students??? I personally just would like to not have to pay ridiculous tuition that keeps going up. It reduces my lack of adequate pay each and every year.

abe, at 2:15 pm EDT on July 7, 2008

I am surprised at the comments questioning our decision to attend USC (e.g., “Why would you choose to go to a school where they didn’t value you?"). USC grad students, by and large, are not self-victimizing. I spent a lot of time researching programs (and the faculty involved) in my field. USC was not my first choice, but it was my second choice, and I was offered a TAship which includes tuition abatement and a stipend. USC was the only school to offer me full tuition abatement, so how could I refuse? However, after a year as a TA, I did not sign a new contract. The stipend is not ‘measly,’ but it really gives you barely enough to get by. I could not pay rent and bills in full unless I did not buy groceries, and so I had to depend on my parents to make ends meet. In addition, the University did not allow me to register for classes until I paid for the health insurance costs, despite the fact that I had full coverage (and the documentation/paperwork to prove it) under my father’s plan.In sum, I feel that the tuition abatement offered in conjunction with a TAship is very tempting, and reduces the needs for loans (which means less debt later). However, other conditions of accepting a TAship may not be worth the free tuition, as crazy as that may sound to someone that hasn’t experienced it.

M.C., former GTA at USC, at 2:15 pm EDT on July 7, 2008

Poor, Even by Grad Student Standards

This applies at UNM as well. I barely get by with what I make as a graduate assistant working on campus. I think with the high rising cost of living, there might be a lot of students who will quit grad school to get back into the world of working. We shouldn’t have to live like this!

Vangee Nez, Graduate Student at University of New Mexico, at 2:15 pm EDT on July 7, 2008

I graduated 3 years ago (MS/PhD biochemistry) In science, we are paid to do research because we rely on federal grants that cover a stipend. We are treated well, with excellent health benefits, and a survivable wage. However, since the field is competitive, we are forced to work very long and very hard with the constant refrain from the advisor “if you dont do X for me I won’t let you graduate". So things aren’t rosey here either. I started at 12k and when I left we were given 18k I think. Now as a postdoc I make almost 40k. But I can’t really find a job since the field is in a glut and we aren’t really trained for anything beyond academic research.

My wife graduated from the same program with a degree in medical physics. She accepted a professorship at a very presitigous medical center for 110k a year. She worked hard and is very talented, but most of her contemporaries also are landing great jobs. Its the market. They do useful work that is billable. We dont. (the number of biologists in ‘industry’ — billable is probably in the low hundreds versus the thousands that graduate every year). People with english or library science degrees are also completely dependant on academia for their career.

This won’t change. As long as you have a degree that prepares you for non-billable work, you will be forced to live on government largess, be paid very little, and have a huge amount of competition. Our society has told us we have way too many scientists and people with graduate degrees. We must obey the laws of market forces.

R.D., market at work at U Texas, at 2:40 pm EDT on July 7, 2008

I chose to attend USC mainly because of location. I cannot afford to commute to another institution, and cannot pick my family up and move to another location, especially because my husband’s job in the Columbia area is what pays our monthly expenses. One thing that the article and report do not address is that the insurance plan has a complicated Opt Out process, which you are not told about when paying your fees. There is a box to click that says “I have outside insurance,” but unless you go to the Pierce&Pierce website and opt out, they will charge you the full cost on your tuition. And will not refund the money without a nasty fight. All in all, university offices treat us like we are the plague upon the campus, and a royal pain in the you-know-what. I love my employers, however. The people that I work for do their best to give us what we need, but the school’s budget was so far in the red this year that many GA positions were cut to compensate for the buisness office’s mistakes. There is poor management and poor communication across campus offices and colleges. I know that I am receiving a high quality education, but is it really worth the student loans I have accrued? I already have more debt for a two year graduate degree than I did for my undergraduate. And the real kicker? My debt equals that of my sister’s vet school loans. Thanks USC — I’ll still root for Clemson, I think.

Another in the pile, at 3:30 pm EDT on July 7, 2008

Same to you

” .. But there should be a bare minimum below which no one should be allowed to fall ..”

Well, yeah, sure. And I’d like to bat behind Derek Jeter. And I’d like you and everyone else to force the Yankees to let me.

” .. Ah yes, “The Chicago Boys” .. Screw the Chicago school. Fascism’s handmaidens ..”

Ah yes, “The academic Democrat Crowd.” Screw them. Fascism’s handmaidens.

As for the U-Wisc. TAs union — that’s just a minimum. At a lot of the Big Ten, they attract the best with free parking, free conferences, lower class sizes, summer work, etc.

Even in the USSR, elites got better vodka than the proles. Pity.

J.J., at 3:35 pm EDT on July 7, 2008

Interesting...

Interesting that in the bastions of liberal thought — the same types of people that preach how cities should institute “Living Wage” mandates on local businesses can’t seem to do the same within their own walls. Could this be a blatant example of “do as I say, not as I do"?

MichGuy, at 4:05 pm EDT on July 7, 2008

reduce the number, increase the support

I know this is easy for me to say, since I’m almost done with my PhD, but perhaps part of the problem is too many graduate students? Given the realistic job prospects for many in the humanities, maybe departments should quit focusing on supporting everybody just a little bit, and support a smaller number of students but with full and ample incomes.

Not only would it relieve the pressure on the academic job market, but it would ensure more diversity as well — right now, the only people who can reasonably survive on these paltry graduate student incomes are people with some other source of support, such as wealthy families.

Peter Villella, PhD Candidate at UCLA, at 4:30 pm EDT on July 7, 2008

shop around

Agree—fair pay for fair work; in South Carolina The Graduate College at The Citadel pays $10 an hour for GAs, 20 hours per week. What’s going on with USC?

RJ, at 4:45 pm EDT on July 7, 2008

I assume graduate students would know the value their stipends and waivers would be BEFORE they accept the offer.

As a recently graduated physical science grad from a Big 10 school, the stipend for being a TA or RA, plus the full waiver, was competitive with other schools because such was the market.

I was poor (well, American poor anyway) but knew that this is what I had to do to earn my Ph.D. I also knew that if I dropped out, there would someone waiting to take my spot who might not mind the stipend.

Something I haven’t seen brought up: Working as a graduate student is NOT the same as just getting any old job during college. At the end you leave with research experience, and hopefully a degree, in order to be marketable within your field.

JS, Didn’t they know the pay BEFORE..., at 4:45 pm EDT on July 7, 2008

One could say that Grad school is the last for of indentured servitude.

The fact of the matter is that if you choose to go to Grad school, you accept that you will work 60-90 hours a week for not that much + potentially lots of student loans. For this you gain knowledge and experience that makes you an expert in your field of choice.

I graduated last year with my Ph.D. and has to take out loans in addition to stipend due to the high cost of living in the area I went to school. I also worked ~70-80 hours a week in dangerous conditions (air/water sensitive chemistry). But I can’t complain because what I’ve learned will more then allow me to make up for it in the long term.

As for unions, they had mandatory ones run by the United Auto Workers (?!) and all I got out of it was a reduced paycheck.

MadHatChemist, at 5:40 pm EDT on July 7, 2008

Depends

” .. Working as a graduate student is NOT the same as just getting any old job during college ..”

Depends if you’re on research, teaching, or both. Research tends to pay more, because it brings in more profit (no students to deal with).

Also depends on rank — level 1, 2 3, 4 ...

And, again — if what you do has real value — toss in the reserved parking space.

J.J., at 5:40 pm EDT on July 7, 2008

What grad students really need is a guaranteed graduation date. Without exception, every grad student I new was on loan to the school (WPI) for the maximum length of time the school could hold them. The running joke was that the advisor’s failed you the first two times on purpose.

james, at 8:25 pm EDT on July 7, 2008

Health Insurance

I’m wondering why young people at the bottom of the income scale should be forced to buy health insurance.

Health insurance at $1000 a year when the expected payout for a normal, healthy 20something person is $0 strikes me as a bit of a ripoff.

If I’m making $4,000 a year, $1,000 a year for health care that I will never use strikes me as excessive to the extreme.

If you are working for a university at minimum wage or even a shade less, the university should either pick up your health costs, if they think it’s so important, or not require that you buy something you almost certainly will not need.

D

David H Dennis, at 8:25 pm EDT on July 7, 2008

“I was poor (well, American poor anyway). . .”

Might be the best line on the page.

Jack, at 8:50 pm EDT on July 7, 2008

Pearce & Pearce

First, I’d like to respond to the comment tat the University pays Engineering TAs higher stipends because the school gets more from them. WRONG: this is a myth only sustained by narrowly glancing at the issues at hand. Such a myopic perspective merely mimic the deceptive rhetoric of administrations in higher education at large. AT USC, at least, every single engineering student, just like every other student, is REQUIRED to take specific liberal arts courses. That means that liberal arts TAs do the BULK of the teaching and grading of these courses which every undergraduate must take. In my department, that means that TAs each teach 90 students a semester; we attend 2 lectures and teach 3 sections each week. On top of that if required by the professor, some of us must not only grade the essay exams and essays of all 90 of our students, but often we must grade weekly essay assignments; that is, on top of normal preparation to teach and grade exams, we must grade 90 essays each week, and then we are expected to keep up in our course work, publish, attend conferences, etc. My department is well run, and the faculty has proven to be our best advocates. But even that cannot protect us from the bureaucracy outside of our department that limits our stipends and provides us scandalously pitiful health insurance at our own expense. As for why I would choose to go to such a school: I have no doubts tht I have other options and could transfer to a better funded school. I know others in my department could as well. MA students in my department pass up phd programs at Ivy League caliber schools to remain here for a simple reason: our department and our faculty rival any in the country in specific subfields, so professionally it is best for us to stay here. This does not mean we do not resent an administration that forces exploitative conditions upon graduate students. And by providing us with the insurance policy from Pearce & Pearce is an example of either the administration’s ignorance or callousness. We do the bulk of grading and teaching. That is a fact. The university could not function without us. The VERY LEAST the administration could do is guarantee us health insurance on the level offered to professors and not the policy they pander to undergraduates; that is, they should make some effort to treat us as employees and not simply as students, since they expect us to shoulder more of the work load than the faculty. And this last statment cannot be brushed aside as a departmental issue rather than an administrative issue, because if the professors took up more of the teaching and grading they could not produce the research output expected from them by the university and necessary for their own promotion. So there is a problem: either the university enrolls grossly more undergraduate students than it can afford to teach, or it grossly under compensates the TAs that are responsible for the bulk of the work related to teaching an ever-expanding student body. I won’t detail all of the problems with Pearce and Pearce insurance. But let me relate my own experience and how it relates to problems with the university’s funding of TAs. Like most TAs I take out loans to help cover extra expenses every year (and am not angry about hving to do s). The Financial Aid department at USC urges us to only borrow the minimum amount we believe we can live off of. Sounds like sage advice, so I took it. Then, unexpectedly, I found myself with a medical crises, and prescription expenses alone reached a crescendo of about $1000 a month. I’ve researched the health insurance at other graduate schools, and some have a cap of about $15,000 a year in compensation for medication. That is reasonable. Pearce & Pearce has a cut-off of $750 per year—less than the cost of enrollment in its policy. My doctor, seeing the dire circumstances I found myself in, sought to work wit her pharmaceutical representative because Big Pharm co.s have programs for people too poor to pay for essential medicine. Of course someone making as little as myself should be covered, right? Well, no. I was refused assistance because I was enrolled (mandatory, remember) in Pearce & Pearce’s program. Big Pharm understood that Pearce & Pearce’s policy wouldn’t even reimburse me for one month’s worth of medicine, let alone a full year, but they still refused because I was technically “insured.” Let me spell this out: in my case, I would have been in a less precarious situation were I completely uninsured than I was because I was required to pay for Pearce & Pearce’s policy. Further, Pearce & Pearce only paid $35 for my appointments with my M.D., though they cost $135. That I could live with because she was out of network, and I had already received negligent treatment from an approved in network M.D. Then, outof the blue, I receive a letter saying they would no longer compensate me at all for seeing her, because they did not approve of her billing rates. Let me translate: “We at Pearce & Pearce will only reimburse you if you visit doctors so unqualified to treat you effectively that they are forced to charge as little as possible to stay in practice.” With a need of $1000 per month in medication, plus treatment, what was I to do during the middle of the school year, since I borrowed the minimum that earlier seemed necessary (as Financial Aid suggested) and my wages could hardly cover the costs? Desperate, I contacted Financial Aid and Sallie Mae to get a Plus loan or private loan. Luckily Sallie Mae approved my loan. Problem: USC’s Financial Aid refused to disperse the check, because they only disperse checks twice yearly, and it was now late Spring Semester. I tried to explain the extenuating circumstances to many people at Financial Aid, who each responded by transferring me to another colleague; the last of these, after hearing about my medical emergencies, said they could make no exceptions, that it was a legal matter, and—without intending to be funny—suggested I would be wiser to sing my tragic tune to my congressman rather than to him. Uh, hmmm. Thanks USC—for years I’ve worked myself to death to teach 90 students a semester, and that’s the best response you’ve got for my medical emergency? Am I that expendable, that you can’t take the time to ATTEMPT to work within the system to find a loop-hole so that I can receive a loan check from a third-party to pay my medical bills and stay off the streets? Call my congressman? Good advice. I know there’s a war, a fuel crisis, and an approaching recess, but I’m sure my congressman would demand that all of congress stop everything in order to pass a special dispensation in some obscure Federal Financial Aid rule, so that USC’s Financial Aid department can feel ok allowing me to have the check that Sallie Mae agreed to loan me. I’m sure that would have fixed everything, but I decided not to burden my congressman, because I know he’s got a lot on his mind. Okay, being a TA is never going to be a glorified position. We’ll never be rich (by American standards). But the USC should not treat us as expendable—literally that our lives are expendable because we are replaceable. But that is exactly the message they send to students like me when they force me to pay a substantial portion of my salary on Pearce & Pearce insurance, despite it’s unacceptable coverage—rather than assuring us that we can count on the same sort of health coverage promised to the faculty and administration. I apologize for any vitriol that may be sensed in my response, but I hope it somehow convinces the administration not to drag its feet in making right the situation with the graduate students. By the way, my significant other is a TA in one of the other Liberal Arts depts., and she qualifies for over $150 per month in food stamps. I failed to qualify on the basis that I make about $70/month too much (costs, such as health care, are not considered when applying for food stamps it seems.)

USC LIberal Arts TA, USC Liberal Arts TA at USC, at 4:55 am EDT on July 8, 2008

I think that nothing will ever change at USC. Therefore, the graduates students and the student body should really think about unionizing.

Helene Vilme, USC, at 10:10 am EDT on July 8, 2008

Missing a big issue

I am a poorly funded graduate student, but let’s not forget that at most any university, graduate students who are working 20 hours as week (for the pittance mentioned in this article) are also receiving tuition remission.

It isn’t fair to equate these students with other low-wage workers. To be completely fair, total compensation should include any tuition remissions as well.

While I agree that stipends should be higher, look at the everything the student is receiving from the university. As a PhD student (not at USC, but another large state university, where I was often paid less than $10K a year), I have worked as a TA or RA every semester. It has been hard to pay rent, etc. at times, but I will graduate with no debt, as I never had to pay tuition. This seems like a pretty good trade off to me.

PhD Student, at 10:35 am EDT on July 8, 2008

Tuition Abatement Outdated

I agree that tuition abatement needs to be considered in this dialogue, however the issue that we are facing at USC is that what I was contracted with “Full Tuition Abatement” does not reflect current tuition, meaning I still have some of the cost that is not covered by this supposed full abatement.

And as for the health care issue, it is absurd that they require we have to have health care. Pearce and Pearce is a terrible company, who would have hardly any business if it were not for the quasi-forced to pay scheme they have set up with Universities.

Let the markets work! Let us make our own health care decisions among competing companies!

I also disagree with the notion that a TA in the sciences should be paid significantly more than one in liberal arts. The fact is the amount of work we are doing is not being reflected in the stipend awards. To just say that all people in engineering degrees could go out and earn more than in the liberal arts college out in the work force is rather ignorant. There are way too many individual cases for that to be a legitimate argument. (Ie. I could be translating/tudoring full time for at least 50k a year, or an English major could spend that time writing a novel that could bring in more than that, etc.) Basically, it is a moot point what we could be doing outside of academia, we need to be paid based on the work we are doing at the institution as TAs.

By the way, how do I go about collecting food stamps?

USC Grad Student, Graduate TA at USC, at 11:15 am EDT on July 8, 2008

Maxed Out

You can only max out so many credit cards and take out so many student loans. Now that I’ve maxed out both I’m just praying I make it through my grad school experience. Everyone I know in grad school has to max out credit cards and use student loans to pay them off each semester. Providing for my children’s education is one thing, but at least the public school kindergarten she attends doesn’t force her to work for pennies and pay thousands in tuition. Universities should be ashamed.

Max, at 2:25 pm EDT on July 8, 2008

Andy Card for President of SC??????????

If they even think about hiring Andy Card, one of Bush’s henchmen to run the University of SC I will quit, Andy Card would probably bring the worst set of policy changes that could ever happen to this university… http://www.thestate.com/breaking/story/455253.html

Pissed, at 2:35 pm EDT on July 8, 2008

There is an endless supply of applicants from China and India to grad schools, and the university-government complex will make sure that supply stays robust. Probably the only thing keeping the stipends as high as they are is the fact that if they were any lower, the students wouldn’t be able to afford an apartment and the labs would all have to install bunk beds.

Mythical Man-Month, at 6:20 pm EDT on July 8, 2008

Virginia Tech pays how much??

As a Virginia Tech graduate student, I was floored when I read the following sentence:"Virginia Tech’s current average stipend of $18,000 nearly doubles that paid by South Carolina. The discrepancy, however, could be in part attributable to higher stipends typically paid to graduate students in the heavily-represented science fields at Virginia Tech.”

I happen to be in one of the science fields at Virginia Tech and all of the graduate students I know don’t get anywhere near $18,000. In fact, we make little more than what South Carolina pays (an even 10K). This is for 20 hours/week (which, in reality, often ends up being 30-40 hours/week).

Honestly, I’ve never heard of that any departments, including the science departments, at Virginia Tech pay stipends of that amount. The article’s claim was so suprising to me that I can’t help but question its accuracy.

Virginia Tech Graduate Student, at 9:45 am EDT on July 9, 2008

Using Petersons.com to see what school’s report to pay...

Petersons.com keeps an updated list of what university’s and their program’s report to pay graduate students. Some report, some don’t, and some bring up discrepancies that may exist.

Regarding VA Tech: http://www.petersons.com/GradChan...nid=9544&filename=&sponsor=1

Select a program of study, and then click on the financial aid and costs tab, it should show what the department reports to pay RA’s, TA’s, etc.

See if that helps, but yes, it is still very confusing.

sc, at 10:15 am EDT on July 9, 2008

Stipend

So as I read this article it became increasingly clear to me how underpaid we are. I came to USC because I didn’t think my two years at a state institution could ever cost more than my four at a top private university — I was wrong. I’m paying double for half the time and I am receiving food stamps from the great state of South Carolina to try and scrape by as a single student with no kids.

USC Grad Student, at 8:40 am EDT on July 11, 2008

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