Xavier University of Louisiana is planning layoffs and other cuts to deal with a $5 million deficit created when fewer students enrolled this year than had been expected, The Times-Picayune  reported. At this point, faculty members will not be subject to layoffs. The university is cutting its contribution to all employees' health insurance. Enrollment this fall is 3,178, down more than 200 from last fall, and below the 3,300-3,400 estimates the university made for the year. Officials blame the poor economy and tighter student loan eligibility rules for the decline.