Loan programs

Rethinking Bankruptcy and Student Loans

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House Democrats start work on legislation to make it easier for borrowers to discharge private student loan debt.

Regulating Private Student Loans

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Critics say exemption in bill to create Consumer Financial Protection Agency would let for-profit colleges ply students with their own high-interest loans.

Surviving the Game of Chicken

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Many financial aid officers are unnerved by mixed messages Washington is sending about the student loan programs. What's a college to do?

Defaults Nearly Double

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When colleges' borrowers are tracked three years into repayment instead of two, the rates at which they default on student loans rise by 75 percent. Many more risk penalties.

Resistance on Debt Proposal

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Panel balks at Education Department's draft rule introducing a loan-to-income ratio targeting high-priced, low-payoff programs.

Effecting Change on Default Rates

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Study of how historically black colleges eased their student loan problems a decade ago has relevance for for-profit and other institutions facing a similar challenge now, its authors say.

What Now for Student Aid Bill?

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Democrats' plan to consider health care legislation through "budget reconciliation" process has implications for student loan reform -- not all of them good.

$1.2 Billion, Forgone?

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Lack of agreement over access to U.S. database of workers has impaired Education Department's ability to collect money from defaulted borrowers.

Revamped Aid Bill on Track

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Compromise legislation, clearing several key hurdles, would provide billions for Pell Grants, minority institutions -- and, in a late reversal, community colleges.

Student Loan Overhaul Advances

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Overshadowed by health care, legislation to end lender-based federal loans and use savings to shore up grants for needy students nears final approval.

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