Loan programs

Research advocates for fixes to income-driven repayment

A new report outlines the challenges Black borrowers face with income-driven repayment plans, while another offers a solution -- all while the Department of Education is considering new possibilities for the plans.

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Studies pick college programs with best investment returns

Two new studies examine which degree programs at which institutions offer graduates the best chance of recouping their costs and repaying their loans.

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Some say debt forgiveness would lessen the racial wealth gap; others say it would make it worse

Many people view canceling student debt as a racial justice issue that would help many Black people struggling to repay their loans -- but most of the people who'd be helped are white and those with high incomes.

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Student loan servicers worry about being overwhelmed

Student loan servicers say a funding cut by the Education Department forced them to reduce staff. Now they're about to get flooded by calls from borrowers.

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Black student loan borrowers default at higher rates

Analysis of federal data shows that African Americans continue to struggle more than other borrowers with repaying student loans -- despite heavy use of income-driven repayment programs.

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States pass flurry of bills targeting loan servicers

After the Trump administration dialed back oversight of student loan servicers, states have responded to demands from consumer groups by passing new laws targeting companies that handle millions of borrowers' payments.

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Proposal would add intent standard for borrowers applying for loan relief

Department of Education proposal would require student borrowers demonstrate an intent on the part of their college to mislead or deceive in order to get loan relief through borrower-defense claims.

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Likely end of Perkins Loans sets off scramble by aid administrators

Campus officials say elimination of program won’t simplify aid system, as proponents claim, but will likely lead many students to take out private loans.

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New federal data on student borrowing, repayment and default

Borrowers, especially those who attend less selective institutions or who drop out, increasingly struggle to pay back loans.

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Students waiting on borrower-defense claims face challenges with credit, obstacles to education

For those who took out loans to attend for-profit institutions accused of fraud and abuse, delays from Education Department in reviewing loan-forgiveness claims are salt in the wounds. Inside Higher Ed spoke to several of those borrowers.

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