The College of the Ozarks is known for its system of providing students with jobs rather than charging them tuition. Now the college is taking things a step further, and refusing to certify private student loans, which some students were still taking out, The Springfield News-Leader  reported. The college itself does not use debt, and raises money for buildings before constructing them. President Jerry C. Davis said that he wants to discourage all borrowing. "The driving force behind this is that debt is bad and we should not allow these students to do that," he said.