Loan programs

Report suggests student debt doesn't always stop home buyers

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Federal Reserve Bank of New York study suggests student loans don't play a major role in limiting borrowers' ability to buy a home later.

Consensus forms on loan policies among conservative thinkers

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Right-leaning policy thinkers push agenda to simplify loan system, inject bigger role for private lenders. But proposals to eliminate PLUS loans likely to draw opposition from advocacy groups.

College admission counselors raise concerns over packaging of PLUS loans to students' parents

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Admissions counselors raise concerns over some colleges packaging PLUS loans in financial aid award letters, possibly misleading families about cost of attendance.

Consumer Financial Protection Bureau plays outsize role as regulator of for-profits and loan servicers

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As second longtime target collapses and enforcement actions pile up, Consumer Financial Protection Bureau becomes key regulator of student loan industry and for-profit higher ed.

U.S. plans to let some colleges experiment with required counseling for borrowers

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Education Department will let some colleges experiment with required loan counseling, which some hope will discourage overborrowing.

Proportion of college graduates with 'excessive' debt is growing

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An analysis finds a steady rise in the proportion of college graduates paying too high a percentage of their annual income to repay student loan debt.

Senators strike deal to revive expired Perkins Loan Program, with changes

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Bipartisan agreement would renew the expired loan program for two years -- but with some new eligibility restrictions that concern colleges.

Average student debt rose in 2014 (and grew by more than half over a decade)

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Annual report finds a 2 percent uptick in undergraduates' student loan burdens, and a 56 percent increase over 10 years.

Student loan defaults drop as Obama admin again tweaks rates

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The share of students defaulting on their federal loans within three years fell this year, as the Obama administration again made a controversial tweak to the default rates in ways that helped some colleges.

Four surprising findings on debt and default among community college students

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Community college students who take out small federal loans are more likely to default, new report finds, and most defaulters earned fewer than 15 credits and never made a payment on their debt.

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