Is Harvard University less expensive than public universities in California? A Bay Area News Group article explores the question, using a hypothetical family of four with $130,000 in family income. With Harvard's generous financial aid for middle class families, such a family would pay only $17,000 for a student to spend a year at Harvard. At Cal State, with much lower tuition rates, but much less aid, an in-state resident would pay about $24,000. Many students say these figures illustrate the flaws of California's policy of increasing tuition rates without sufficient financial aid.