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An illustration of a person sitting, dejected, against a giant graduation cap. In the background is a four-columned university building with a dollar sign on the facade.
An illustration of a person sitting, dejected, against a giant graduation cap. In the background is a four-columned university building with a dollar sign on the facade.

Loan Caps Will Steer Students Toward Riskier Private Lending

May 7, 2026

The hope is that graduate loan caps will put pressure on institutions to lower costs. But the caps could cost students much more in the long run.