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A survey of roughly 90,000 students, most of whom attend four-year colleges, found that 90 percent of respondents feel they do not have all the information necessary to pay back their student loans. EverFi, an education technology company, conducted the survey, which was funded by Higher One, a financial company focused on higher education. It is the fourth installment of the annual survey. This year's version found a continuing decrease in students' planning for responsible financial behaviors.Line graph showing downward-trending changes in students' attitudes about various financial behaviors, such as following a budget or paying bills on time, from 2012 to 2015.