In Montana, students at two-year colleges borrow more per year than do students at four-year public colleges and universities, The Missoulian reported. The article noted that tuition rates are 30 percent higher at the four-year colleges. A key reason for the discrepancy is that the two-year college students are more likely than their four-year counterparts to have family obligations and to have full-time jobs (or to have had full-time jobs before starting college). The non-college expenses these students face are motivating the borrowing.
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