President Obama will use his State of the Union address to propose limits on the total amount of federal student loan repayments that a recent college graduate could be required to make, The New York Times reported. The address on Wednesday will feature a series of proposals -- smaller in scale than the reform of health care being debated in Congress -- designed to help families. The loan proposal would cap repayments for recent college graduates at 10 percent of income above a basic living allowance, the Times said.