A white paper from HCM Strategists released today -- the latest in a series of reports on redesigning the federal financial aid system sponsored by the Bill & Melinda Gates Foundation -- calls for simplifying the federal student aid programs into one grant, one loan and one tax credit aimed at nontraditional students, as well as investing in research and pilot programs to further improve student aid. The report, written by several financial aid experts, would also redefine full-time status as 15 credits per semester rather than 12, in an effort to provide incentives to students to complete college, and base repayment for all student loans on borrowers' incomes.
The report accompanies an earlier white paper from the public policy consulting group stating broad principles for redesigning federal financial aid.
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