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Usually groups like the Project on Student Debt are worried about college students taking on too large a loan burden. But in a report released Thursday, the group argues that many community college students are actually hurt because their institutions do not give them access to federal loans. As a result, the group says, the students either work so much that they hurt their chances of succeeding academically, or turn to riskier and more expensive private loans instead. The report examines the reasons why some community colleges shun the federal loan program and how their decisions hurt their students.