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New Jersey's student aid agency may have violated state ethics laws, misinterpreted executive orders on political contributions and other matters, and was governed by a board that was denied crucial information about its operations, according to a highly critical state audit released Tuesday. The state's inspector general's office said in its report on the audit that it had referred the Higher Education Student Assistance Authority to the state ethics commission for a possible inquiry into the "solicitation of a donation from a vendor of the authority by an employee."