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The National Collegiate Athletic Association requires members colleges to make sure athletes have health insurance before competing. But an analysis in The New York Times noted that the NCAA doesn't specify the quality or extent of insurance coverage, leaving many athletes surprised and angry that they must handle large bills, without assistance, for athletic injuries. The NCAA has coverage that may be used in catastrophic cases, but many injuries exceed levels of student coverage but are short of catastrophic, the Times found. In addition, the article noted that many students are covered by their parents' plans, but that these policies typically exclude injuries from varsity athletics.
